Hennepin County property record for 19640 Cottagewood Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 11 ba · 9,000 sqft · built 2004 |
| Lot Size | 2.58 acres (112,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,446,900 (Sep 2005) |
| Tax Bill | $49,195 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-43-0027 |
| Primary APN | 24-117-23-43-0027 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 11 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 9,000 sqft Living Area |
| Gross Area | 10,575 sqft |
| 1st Floor Area | 4,500 sqft |
| 2nd Floor Area | 4,500 sqft |
| Basement Area | 1,575 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 112,820 sqft (2.58 acres) |
| Lot Width | 290 ft Width |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 700 sqft |
| Patio Area | 700 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 19640 COTTAGEWOOD RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 001 BURTONS 1ST ADDN LOTS 1 2 AND 3 BLOCK 1 AND OUTLOT NO 1 IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | BURTONS 1ST ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 27400 |
Source: Hennepin County records, as of April 8, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19640 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK |
| Oct 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2005 · Amount on Record |
| Deed Sale | Sep 26, 2005 · Amount on Record |
| Prior Sale | Jul 25, 2003 · Amount on Record |
| Deed Document Number | 904896 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 19640 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A11103149 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | A11103149 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | RACINE, WI 53401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | Other |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 19640 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A11155678 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | A11155678 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | RACINE, WI 53408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | Other |
| Max Rate | 9.37% |
Source: Hennepin County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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