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1978 Main St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1978 Main St, Watsonville, CA 95076

Property Summary

Property TypeRegional Shopping Center, Mall
Details8,080 sqft · built 1983
Lot Size0.798 acres (34,761 sqft)
Owner2 Trust Names on Record
Tax Bill$20,834 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Transfer
Flood ZoneZone X (minimal risk)
APN016-281-05

Property Details

APN / Parcel Number

Primary APN016-281-05
Alternative APN
  • 016-281-05-000

Interior

Stories1 Story
Building Area8,080 sqft Gross Area
1st Floor Area8,080 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area34,761 sqft (0.798 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1974 MAIN ST
CityWATSONVILLE
StateCA
Zip95076
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1001
Census Tract110506

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2580 SIERRA BLVD, SACRAMENTO, CA 95825-4865
Owner TypeIndividual
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Intrafamily Transfer, Transfer · Commercial Mortgage
JPMORGAN CHASE BANK NA
Dec 1, 2021Intrafamily Transfer, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 22, 2021
Transfer Doc0000058649
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 1, 2021
Property Address1986 MAIN ST, WATSONVILLE, CA 95076-3066
Document Number0000058650
Map ReferenceVOL 71 PG 18
Instrument DateNov 22, 2021
Instrument2021-0058650
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2580 SIERRA BLVD STE E, E, SACRAMENTO, CA 95825-4865

Mortgage

Document Number0000058651
DateDec 1, 2021
Instrument2021-0058651
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOPPELL, TX 75019
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 1, 2021
Property Address1986 MAIN ST, WATSONVILLE, CA 95076-3066
Document Number0000058649
Map ReferenceVOL 71 PG 18
Instrument DateNov 22, 2021
Instrument2021-0058649
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2580 SIERRA BLVD STE E, E, SACRAMENTO, CA 95825-4865

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,647,550 (+2%) Land $401,339 Building $1,246,211
2025$20,834.00 (+12.25%)$1,615,244 (+4.04%) Land $393,469 Building $1,221,775
2023$18,561.00 (+1.8%)$1,552,523 Land $378,190 Building $1,174,333
2022$18,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL		100 / 20

May also be available: Verizon, Xfinity.

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