1915 Main St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1915 Main St, Watsonville, CA 95076

Property Summary

Property Type	Regional Shopping Center, Mall
Details	40,740 sqft · built 1989
Lot Size	4.14 acres (180,687 sqft)
Owner	Company Name on File
Last Sale	$4,670,000 (Mar 1999)
Tax Bill	$94,378 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-281-45`

Property Details

APN / Parcel Number

Primary APN	`018-281-45`
Alternative APN	`018-281-45-000`

Interior

Stories	1 Story
Building Area	40,740 sqft Gross Area
1st Floor Area	40,740 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	180,687 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1895 MAIN ST
City	WATSONVILLE
State	CA
Zip	95076-6024
Property Category	Commercial
Property Type	Commercial > Retail > Regional Shopping Center, Mall
Legal Subdivision	WATSONVILLE CROSSROADS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110402

Owner

Source: Santa Cruz County records · APN 018-281-45

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1110, CAPITOLA, CA 95010-1110
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 1999 · Amount on Record
Deed Sale	Mar 25, 1999 · Amount on Record
Deed Document Number	199921267
Prior Transfer Date	Sep 25, 1995
Prior Transfer Doc	0000059386
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1923 MAIN ST, WATSONVILLE, CA 95076-3027
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000782
Date	Jan 09, 2018
Instrument	2018-0000782

Lender

Name	1ST CAPITAL BANK
Type	Bank
Address	MONTEREY, CA 93940

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$7,467,741 (+2%) Land $2,622,505 Building $4,845,236
2025	$94,378.00 (+11.87%)	$7,321,315 (+4.04%) Land $2,571,083 Building $4,750,232
2023	$84,364.00 (+1.82%)	$7,037,019 Land $2,471,245 Building $4,565,774
2022	$82,859.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Internet Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

Based on FCC filings for 415 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WATSONVILLE serves 65,231 people
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.