Washington County property record for 1978 E 40 N, Saint George, UT 84790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,417 sqft · built 1997 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $433,912 (Apr 2024) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SG-CYRC-1-8 |
| Primary APN | SG-CYRC-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| Gross Area | 1,453 sqft |
| 1st Floor Area | 1,417 sqft |
| Attic | Attic |
| Attic Area | 1,012 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Covered Slab |
| Porch Area | 236 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 0506306 |
|---|---|
| Street Address | 1978 E 40 N |
| City | SAINT GEORGE |
| State | UT |
| Zip | 84790-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R17 |
| Legal Description | SUBDIVISION: CHEYENNE AT RED CLIFFS 1 (SG) LOT: 8 |
| Legal Subdivision | CHEYENNE AT RED CLIFFS 1 |
| Legal Lot Number | 8 |
| Jurisdiction | WASHINGTON UT |
| Township / Civil Division | ST. GEORGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 271102 |
Source: Washington County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP |
| Sep 3, 2021 | Intrafamily Transfer, Transfer DIXIE TITLE COMPANY, DIXIE TITLE CO |
| Sep 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 5, 2020 | Quit Claim Deed, Transfer EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY |
| Jun 5, 2020 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on Record |
| Deed Sale | Apr 15, 2024 · Amount on Record |
| Prior Sale | Sep 3, 2021 · Amount on Record |
| Deed Document Number | 202411413 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 0000058695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Apr 15, 2024 |
| Property Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Document Number | 0000011413 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 20240011413 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | COTTONWOOD TITLE, COTTONWOOD TTL INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1978 E 40 N, ST GEORGE, UT 84790-1466 |
| Document Number | 0000011426 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 20240011426 |
| Name | JMJ FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Sep 3, 2021 |
| Property Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Document Number | 0000058695 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 20210058695 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | DIXIE TITLE COMPANY, DIXIE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Sep 3, 2021 |
| Property Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Document Number | 0000058693 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 20210058693 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | DIXIE TITLE COMPANY, DIXIE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Document Number | 0000058694 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 20210058694 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Jun 5, 2020 |
| Property Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Document Number | 0000028270 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 28270 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1978 E 40 N ST GEORGE UT 847901466, ST GEORGE, UT 84790-1466 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON UT |
| Recording Date | Jun 5, 2020 |
| Property Address | 1978 E 40 N, SAINT GEORGE, UT 84790-1466 |
| Document Number | 0000028229 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 28229 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1978 E 40 N ST GEORGE UT 847901466, ST GEORGE, UT 84790-1466 |
| Document Number | 28269 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 28269 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
Source: Washington County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Washington County |
| Municipality | St. George City |
| Unified School District | Washington School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,600 (-2.54%) Land $108,000 Building $306,600 | $414,600 (-2.54%) Land $108,000 Building $306,600 | |
| 2025 | $2,801.00 (+94.65%) | $425,400 (+90.88%) Land $108,000 Building $317,400 | $425,400 (+4.99%) Land $108,000 Building $317,400 |
| 2024 | $1,439.00 (-3.49%) | ||
| 2023 | $1,491.00 | $222,860 | $405,200 Land $96,000 Building $309,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 99% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Kayenta Technologies Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| InfoWest Fixed Wireless | 200 / 40 |
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