1978 Derby Trl, Wellington, FL 33414 Property Records

Palm Beach County property record for 1978 Derby Trl, Wellington, FL 33414

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,272 sqft · built 1979
Lot Size	0.071 acres (3,119 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2018)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`73-41-44-11-06-000-0120`

Property Details

APN / Parcel Number

Primary APN	`73-41-44-11-06-000-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	3,119 sqft (0.071 acres)
Garage Type	Detached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1978 DERBY TRL
City	WELLINGTON
State	FL
Zip	33414-6236
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	HANOVER EAST OF WELLINGTON LT 12
Legal Range	41E
Legal Township	44S
Legal Section	11
Legal Subdivision	HANOVER EAST OF WELLINGTON
Legal Lot Number	12
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2010
Census Tract	7751

Owner

1978 Derby Trl, a townhouse, is owned and occupied by an individual who bought it in July 2018.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1978 DERBY TRL, WELLINGTON, FL 33414-6236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 29, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	20180274334
Deed Book / Page	29992 / 1848
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 16, 2018
Property Address	1978 DERBY TRL, WELLINGTON, FL 33414-6236
Document Number	0299921848
Book / Page	29992 / 1848
Map Reference	MB 38 PG 45
Instrument Date	Jul 10, 2018
Instrument	20180274334
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLORIDA FIDELITY TITLE ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7741 N MILITARY TRL STE 1, 7741, WEST PALM BEACH, FL 33410-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 OLIVE TREE CIR, GREENACRES, FL 33413-3054

Mortgage

Document Number	20180274369
Date	Jul 16, 2018
Instrument	20180274369

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 29, 2018
Property Address	1978 DERBY TRL, WELLINGTON, FL 33414-6236
Document Number	0298840179
Book / Page	029884 / 000179
Instrument Date	May 25, 2018
Instrument	206668
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7741 N MILITARY TRL WEST PALM BEACH FL 334107431, WEST PALM BEACH, FL 33410-7431

Tax Assessment & Valuation

The 2025 property tax bill for 1978 Derby Trl was $5,860.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Wellington Village
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,860.00	$303,000 Building $303,000	$303,000 Building $303,000
2023	$5,071.00 (+8.61%)	$268,000 (+9.08%) Building $268,000	$268,000 (+9.08%) Building $268,000
2022	$4,669.00	$245,700 Building $245,700	$245,700 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1978 Derby Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	9 (1981–2017)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1978 Derby Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLINGTON WTP serves 56,475 people · EPA ID FL4500014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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