1954 Derby Trl, Wellington, FL 33414 Property Records

Palm Beach County property record for 1954 Derby Trl, Wellington, FL 33414

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 2,144 sqft · built 1978
Lot Size	0.062 acres (2,701 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Feb 2016)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-41-44-11-06-000-0081`

Property Details

APN / Parcel Number

Primary APN	`73-41-44-11-06-000-0081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,132 sqft
Upper Floors Area	1,012 sqft

Exterior

Year Built	Built 1978
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	2,701 sqft (0.062 acres)
Garage Type	Detached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1954 DERBY TRL
City	WELLINGTON
State	FL
Zip	33414-6236
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	HANOVER EAST OF WELLINGTON PT OF LTS 8 & 9 IN OR27287P116
Legal Range	41E
Legal Township	44S
Legal Section	11
Legal Subdivision	HANOVER EAST OF WELLINGTON
Legal Lot Number	8,9 9
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2010
Census Tract	7751

Owner

1954 Derby Trl, a townhouse, is owned and occupied by an individual who bought it in February 2016.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1954 DERBY TRL, WELLINGTON, FL 33414-6236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2016 · Amount on File
Deed Sale	Feb 19, 2016 · Amount on File
Prior Sale	Jan 21, 2015 · Amount on File
Deed Document Number	20160057411
Deed Book / Page	28113 / 0683
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1954 DERBY TRL, WELLINGTON, FL 33414-6236
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 DERBY TRL, WELLINGTON, FL 33414-6236

Mortgage

Document Number	0330361584
Date	Nov 8, 2021
Book Page	33036/1584
Instrument	20210515172

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1954 DERBY TRL, WELLINGTON, FL 33414-6236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0290331308
Date	Apr 21, 2017
Book Page	29033/1308
Instrument	20170141075

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1954 Derby Trl was $3,904 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Wellington Village
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,904.00 Homeowner's exemption	$213,576	$346,000 Building $346,000
2023	$3,671.00 (+4.14%) Homeowner's exemption	$201,512 (+3%)	$311,000 (+7.41%) Building $311,000
2022	$3,525.00 Homeowner's exemption	$195,643	$289,550 Building $289,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1954 Derby Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	9 (1981–2017)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1954 Derby Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLINGTON WTP serves 56,475 people · EPA ID FL4500014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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