Ingham County property record for 1978 Birch Bluff Dr, Okemos, MI 48864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,838 sqft · built 1991 |
| Lot Size | 0.353 acres (15,377 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (May 2011) |
| Tax Bill | $11,691 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-02-02-34-356-002 |
| Primary APN | 33-02-02-34-356-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,838 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,422 sqft |
| Finished Basement | 1,422 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,377 sqft (0.353 acres) |
| Lot Dimensions | 148 ft deep x 146 ft wide |
| Garage Area | 704 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 416 sqft |
| Patio Area | 1,400 sqft |
| Balcony Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1978 BIRCH BLUFF DR |
|---|---|
| City | OKEMOS |
| State | MI |
| Zip | 48864-5914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 23 HIAWATHA LAKES #2 |
| Legal Subdivision | HIAWATHA LAKES 02 |
| Legal Lot Number | 23 |
| Legal Unit | 23 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | MERIDIAN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 5003 |
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1978 BIRCH BLUFF DR, OKEMOS, MI 48864-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2011 · Amount on Record |
| Deed Sale | May 27, 2011 · Amount on Record |
| Prior Sale | Aug 8, 2003 · Amount on Record |
| Deed Document Number | 201121204 |
| Deed Book / Page | 3423 / 117 |
| Last Transfer Date | Apr 16, 2013 |
| Transfer Doc | 0000021750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 1978 BIRCH BLUFF DR, OKEMOS, MI 48864-5914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1978 BIRCH BLUFF DR, OKEMOS, MI 48864-5914 |
| Document Number | 0000024825 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-024825 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 26, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 1978 BIRCH BLUFF DR, OKEMOS, MI 48864-5914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | NOT AVAILABLE, MIS |
| Name | Verified Name |
|---|
| Document Number | 0000025530 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-025530 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Meridian Charter Township |
| Unified School District | Okemos Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,100 (+2.2%) | $520,200 (+2.2%) | |
| 2025 | $11,691.00 (+23.32%) Homeowner's exemption | $254,500 (+12.66%) Land $58,300 Building $196,200 | $509,000 (+12.66%) Land $116,600 Building $392,400 |
| 2023 | $225,900 Land $64,500 Building $161,400 | $451,800 Land $129,000 Building $322,800 | |
| 2019 | $9,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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