1978 Bernard Dr, Princeton, TX 75407 Property Records

Collin County property record for 1978 Bernard Dr, Princeton, TX 75407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,899 sqft · built 2019
Owner	2 Individual Names on File
Tax Bill	$5,501 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-11097-00E-0150-1`

Property Details

APN / Parcel Number

Primary APN	`R-11097-00E-0150-1`
Alternative APN	`2744411`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,899 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2744411
Street Address	1978 BERNARD DR
City	PRINCETON
State	TX
Zip	75407-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DE BERRY ESTATES PHASE 1 (CPN), BLK E, LOT 15
Legal Subdivision	DE BERRY ESTATES PHASE 1 (CPN)
Legal Phase	1
Legal Block	E
Legal Lot Number	15
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2026
Census Tract	31003

Owner

1978 Bernard Dr is owned and occupied by two individuals who acquired it in August 2019.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1978 BERNARD DR, PRINCETON, TX 75407-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Warranty Deed, Subdivision Related Transfer WILLOW BEND MTG
Apr 15, 2019	Loan Modification, Mortgage LEGACY BK/TX
Mar 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LEGACY BK/TX
Oct 15, 2018	Loan Modification, Mortgage LEGACY BK/TX
Oct 10, 2017	Deed of Trust, Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019
Deed Sale	Aug 5, 2019
Deed Document Number	20190805000931780
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 5, 2019
Property Address	1978 BERNARD DR, PRINCETON, TX 75407-2725
Document Number	0000931780
Instrument Date	Jul 31, 2019
Instrument	931780
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2019
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1978 BERNARD DR PRINCETON TX 754072725, PRINCETON, TX 75407-2725

Mortgage

Document Number	931790
Date	Aug 5, 2019
Instrument	931790

Lender

Name	WILLOW BEND MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	1978 BERNARD DR, PRINCETON, TX 75407-2725
Document Number	0000517360
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1523 LITTLE ELM TX 750681523, LITTLE ELM, TX 75068-1523

Mortgage

Document Number	0000517360
Date	May 9, 2019
Instrument	517360

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75075

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 8, 2020

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 4, 2019
Property Address	1978 BERNARD DR, PRINCETON, TX 75407-2725
Instrument Date	Feb 26, 2019
Instrument	227360
Transaction Type	Construction Loan
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	537 LONGSHORE DR LITTLE ELM TX 750685418, LITTLE ELM, TX 75068-5418

Mortgage

Document Number	0000227360
Date	Mar 4, 2019
Instrument	227360

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75086-9105

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	1978 BERNARD DR, PRINCETON, TX 75407-2725
Document Number	0001481030
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2485 BRIDGEPORT DR LITTLE ELM TX 750687619, LITTLE ELM, TX 75068-7619

Mortgage

Document Number	0001481030
Date	Dec 4, 2018
Instrument	1481030

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75075

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 3, 2019

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1978 BERNARD DR, PRINCETON, TX 75407-2725
Document Number	0001381200
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2485 BRIDGEPORT DR LITTLE ELM TX 750687619, LITTLE ELM, TX 75068-7619

Mortgage

Document Number	0001381200
Date	Oct 16, 2017
Instrument	1381200

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Princeton City
Unified School District	Princeton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,555 Land $100,000 Building $266,555	$366,555 Land $100,000 Building $266,555
2024	$5,501.00
2023		$407,813 Land $100,000 Building $307,813	$407,813 Land $100,000 Building $307,813
2022	$5,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1978 Bernard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1978 Bernard Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRINCETON serves 37,019 people · EPA ID TX0430008
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Element8, Rise Broadband.

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