1972 Bernard Dr, Princeton, TX 75407 Property Records

Collin County property record for 1972 Bernard Dr, Princeton, TX 75407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,475 sqft · built 2016
Owner	2 Individual Names on Record
Tax Bill	$9,071 (2024)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-11097-00E-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-11097-00E-0120-1`
Alternative APN	`2744408`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,475 sqft Living Area
Gross Area	3,902 sqft
1st Floor Area	2,021 sqft
2nd Floor Area	1,455 sqft

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2744408
Street Address	1972 BERNARD DR
City	PRINCETON
State	TX
Zip	75407-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DE BERRY ESTATES PHASE 1 (CPN), BLK E, LOT 12
Legal Subdivision	DE BERRY ESTATES PHASE 1 (CPN)
Legal Phase	1
Legal Block	E
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2026
Census Tract	31003

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1972 BERNARD DR, PRINCETON, TX 75407-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 1, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020
Deed Sale	May 1, 2020
Prior Sale	Mar 17, 2017
Deed Document Number	20200501000632420
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1972 BERNARD DR, PRINCETON, TX 75407-2725
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	HUDSON TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000894250
Date	May 3, 2021
Instrument	20210503000894250

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 1, 2020
Property Address	1972 BERNARD DR, PRINCETON, TX 75407-2725
Document Number	0000632420
Instrument Date	Apr 28, 2020
Instrument	632420
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1972 BERNARD DR PRINCETON TX 754072725, PRINCETON, TX 75407-2725

Mortgage

Document Number	632430
Date	May 1, 2020
Instrument	632430

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Princeton City
Unified School District	Princeton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$517,142 (-10.23%) Land $100,000 Building $417,142	$517,142 (-10.23%) Land $100,000 Building $417,142
2024	$9,071.00 (-2.49%)
2023		$576,102 Land $100,000 Building $476,102	$576,102 Land $100,000 Building $476,102
2022	$9,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRINCETON serves 37,019 people · EPA ID TX0430008
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Element8, Rise Broadband.

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