19760 Bowman Rd, Cottonwood, CA 96022 Property Records

Tehama County property record for 19760 Bowman Rd, Cottonwood, CA 96022

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,059 sqft · built 1977
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on Record
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-150-040-000`

Property Details

APN / Parcel Number

Primary APN	`004-150-040-000`
Alternative APNs	`004150401` `00415040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,059 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	98,446 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19760 BOWMAN RD
City	COTTONWOOD
State	CA
Zip	96022-9325
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1AMHB
Legal Description	PAR 1 ANEND PM#688 BK 3 PG 19
Legal Subdivision	AMENDED PARCEL MAP NO 688
Legal Block	3
Jurisdiction	TEHAMA CA
Township / Civil Division	RED BLUFF
Census Block Group	3
Census Block	3011
Census Tract	202

Owner

Source: Tehama County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jan 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 27, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000001089
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Property Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325

Mortgage

Document Number	0000012127
Date	Dec 29, 2025
Instrument	2025012127

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Property Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325

Mortgage

Document Number	0000002051
Date	Mar 8, 2024
Instrument	2024002051

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	COTTONWOOD, CA 96022

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TEHAMA CA
Recording Date	Jan 27, 2022
Property Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325
Document Number	0000001090
Map Reference	MB 3 PG 19
Instrument Date	Jan 19, 2022
Instrument	2022001090
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325

Mortgage

Document Number	0000001091
Date	Jan 27, 2022
Instrument	2022001091

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TEHAMA CA
Recording Date	Jan 27, 2022
Property Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325
Document Number	0000001089
Map Reference	MB 3 PG 19
Instrument Date	Jan 19, 2022
Instrument	2022001089
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Property Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19760 BOWMAN RD, COTTONWOOD, CA 96022-9325

Mortgage

Document Number	0000012203
Date	Sep 30, 2020
Instrument	2020012203

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Tehama County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Tehama County
Elementary School District	Evergreen Union Elementary School District (KG - 08)
Secondary School District	Red Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$205,866 (+1.78%) Land $39,963 Building $165,903
2025	$2,039.00 (+4.19%) Homeowner's exemption	$202,262 (+4.66%) Land $39,180 Building $163,082
2023	$1,957.00 (+1.77%) Homeowner's exemption	$193,263 Land $37,659 Building $155,604
2022	$1,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
ShastaBeam Fixed Wireless	100 / 6
Com-Pair Services Fixed Wireless	25 / 4
AT&T Fixed Wireless	25 / 3

May also be available: DigitalPath, T-Mobile.

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