Cabarrus County property record for 1976 Topaz Plz, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 3,968 sqft · built 2017 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,000 (Oct 2017) |
| Tax Bill | $5,755 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0086.000000 |
| Primary APN | 03014E0086.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,968 sqft Living Area |
| Gross Area | 4,965 sqft |
| 1st Floor Area | 1,672 sqft |
| Attic | Attic |
| Attic Area | 636 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,237 sqft (0.235 acres) |
| Lot Dimensions | 120 ft deep x 44 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 405 sqft |
| Patio Area | 172 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 118976 |
|---|---|
| Street Address | 1976 TOPAZ PLZ |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 86 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD AT ROCKY RIVER |
| Legal Lot Number | 86 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 41301 |
1976 Topaz Plz is owned and occupied by an individual who bought it in October 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1976 TOPAZ PLZ, DAVIDSON, NC 28036-7655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 5, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on File |
| Deed Sale | Oct 27, 2017 · Amount on File |
| Deed Document Number | 201712739-0046 |
| Deed Book / Page | 12739 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1976 TOPAZ PLZ, DAVIDSON, NC 28036-7655 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 1518873 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 15188/73 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1976 TOPAZ PLZ, DAVIDSON, NC 28036-7655 |
| Document Number | 13836262 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1976 TOPAZ PLZ DAVIDSON NC 280367655, DAVIDSON, NC 28036-7655 |
| Document Number | 13836262 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 013836/000262 |
| Instrument | 31497 |
| Name | STATE EMPS CU |
|---|---|
| Address | CONCORD, NC 28026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,090 Land $114,000 Building $573,090 | ||
| 2024 | $687,090 (+63.56%) Land $114,000 Building $573,090 | ||
| 2023 | $5,755.00 | $420,080 Land $75,000 Building $345,080 | $420,080 Land $75,000 Building $345,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1976 Topaz Plz in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1976 Topaz Plz is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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