Cabarrus County property record for 1970 Topaz Plz, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,540 sqft · built 2017 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jul 2025) |
| Tax Bill | $5,654 (2023) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0085.000000 |
| Primary APN | 03014E0085.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,540 sqft Living Area |
| Gross Area | 4,753 sqft |
| 1st Floor Area | 1,274 sqft |
| Upper Floors Area | 1,741 sqft |
| Attic | Attic |
| Attic Area | 525 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,202 sqft (0.349 acres) |
| Lot Dimensions | 138 ft deep x 34 ft wide |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,368 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 142 sqft |
| Patio Area | 486 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 179388 |
|---|---|
| Street Address | 1970 TOPAZ PLZ |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 85 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD AT ROCKY RIVER |
| Legal Lot Number | 85 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 41301 |
1970 Topaz Plz is owned and occupied by two individuals who bought it in July 2025.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1970 TOPAZ PLZ, DAVIDSON, NC 28036-7655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 28, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on File |
| Deed Sale | Jul 25, 2025 · Amount on File |
| Prior Sale | Jun 2, 2021 · Amount on File |
| Deed Document Number | 202516477 |
| Deed Book / Page | 17539 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 2, 2021 |
| Property Address | 1970 TOPAZ PLZ, DAVIDSON, NC 28036-7655 |
| Document Number | 0015221190 |
| Book / Page | 15221 / 190 |
| Instrument Date | Jun 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6227 FOX CHASE DR, 6227, DAVIDSON, NC 28036-8088 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 500 E OLD ELM RD, LAKE FOREST, IL 60045-4047 |
| Document Number | 0015221192 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 15221/192 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 28, 2018 |
| Property Address | 1970 TOPAZ PLZ, DAVIDSON, NC 28036-7655 |
| Document Number | 0012898292 |
| Book / Page | 12898 / 0292 |
| Map Reference | MB72 PG108 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $789.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11230 CARMEL COMMONS BLVD, 11230, CHARLOTTE, NC 28226-3920 |
| Name | Verified Name |
|---|---|
| Address | 1970 TOPAZ PLZ, DAVIDSON, NC 28036-7655 |
| Document Number | 0012898298 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 12898/298 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,420 (-) Land $114,000 Building $526,420 | ||
| 2025 | $640,420 Land $114,000 Building $526,420 | ||
| 2024 | $640,420 (+53.21%) Land $114,000 Building $526,420 | ||
| 2023 | $5,654.00 | $417,990 Land $75,000 Building $342,990 | $417,990 Land $75,000 Building $342,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1970 Topaz Plz in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1970 Topaz Plz is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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