1975 Iris Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1975 Iris Ln, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,855 sqft · built 2005
Lot Size	0.544 acres (23,697 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jul 2021)
Tax Bill	$4,317 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-03000-0200`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-03000-0200`
Alternative APN	`S262181920030000200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,855 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	2,855 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,697 sqft (0.544 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	257 sqft
Patio Area	208 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1975 IRIS LN
City	NAVARRE
State	FL
Zip	32566-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 20 BLK 30 AS DES IN OR 4143 PG 25
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	30
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2037
Census Tract	10820

Owner

Source: Santa Rosa County records · APN 18-2S-26-1920-03000-0200

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1975 IRIS LN, NAVARRE, FL 32566-8316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2021 · Amount on Record
Deed Sale	Jul 01, 2021 · Amount on Record
Prior Sale	Sep 20, 2010 · Amount on Record
Deed Document Number	202144635
Deed Book / Page	4143 / 25
Prior Transfer Date	Mar 14, 2006
Prior Transfer Doc	0025761585
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 01, 2021
Property Address	1975 IRIS LN, NAVARRE, FL 32566-8316
Document Number	0041430025
Book / Page	4143 / 25
Map Reference	MB B PG 155
Instrument Date	Jun 11, 2021
Instrument	202144635
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 CABANA DR, 1135, NASHVILLE, TN 37214-3938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 IRIS LN, NAVARRE, FL 32566-8316
Investor	Possibly a Property Investor

Mortgage

Document Number	414328
Date	Jul 01, 2021
Instrument	4143/28

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$408,662 (+2.9%)	$455,193 (+7.92%) Land $75,000 Building $380,193
2024	$4,317.00 (+8.2%) Homeowner's exemption	$397,145 (+8.96%)	$421,778 (+8.87%) Land $75,000 Building $346,778
2023	$3,990.00 (+2.52%) Homeowner's exemption	$364,489 (+3%)	$387,430 (+9.48%) Land $65,000 Building $322,430
2022	$3,892.00 Homeowner's exemption	$353,873	$353,873 Land $50,000 Building $303,873

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.