1951 Iris Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1951 Iris Ln, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,014 sqft · built 2010
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$240,500 (Nov 2010)
Tax Bill	$2,766 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-01900-0130`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-01900-0130`
Alternative APN	`S262181920019000130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	3,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	379 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1951 IRIS LN
City	NAVARRE
State	FL
Zip	32566-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 13 BLK 19 AS DES IN OR 3016 PG 451 & OR 3275 PG 264
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	19
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2038
Census Tract	10820

Owner

Source: Santa Rosa County records · APN 18-2S-26-1920-01900-0130

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1951 IRIS LN, NAVARRE, FL 32566-8316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2010 · Amount on Record
Deed Sale	Nov 02, 2010 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Document Number	201042458
Deed Book / Page	3016 / 451
Last Transfer Date	Aug 01, 2013
Transfer Doc	0032750264
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1951 IRIS LN, NAVARRE, FL 32566-8316
Document Number	0039790739
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1951 IRIS LN NAVARRE FL 325668316, NAVARRE, FL 32566-8316

Mortgage

Document Number	0039790739
Date	Jul 21, 2020
Book Page	003979/000739
Instrument	36221

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$271,870 (+2.9%)	$428,975 (+2.17%) Land $75,000 Building $353,975
2024	$2,766.00 (+2.44%) Homeowner's exemption Disabled Person's exemption	$264,208 (+3%)	$419,847 (+3.18%) Land $75,000 Building $344,847
2023	$2,700.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$256,513 (+3%)	$406,890 (+9.39%) Land $65,000 Building $341,890
2022	$2,625.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$249,042	$371,946 Land $50,000 Building $321,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.