1975 Hillcrest Dr, Lima, OH 45805 Property Records

Allen County property record for 1975 Hillcrest Dr, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,390 sqft · built 1952
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Dec 2018)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-3507-14-004.000`

Property Details

APN / Parcel Number

Primary APN	`36-3507-14-004.000`
Alternative APN	`M3836350714004000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,390 sqft Living Area
Gross Area	4,980 sqft
1st Floor Area	2,190 sqft
Basement Area	2,170 sqft
Finished Basement	1,200 sqft
Unfinished Basement	970 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	114 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	164 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1975 HILLCREST DR
City	LIMA
State	OH
Zip	45805-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT NO 2 WESTWOOD LOTS 15423 & 15424 JOINT TEN FF 100.00
Legal Subdivision	WESTWOOD
Legal Lot Number	15423
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2010
Census Tract	13100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1975 HILLCREST DR, LIMA, OH 45805-2619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2019	Deed of Trust, Mortgage FREEDOM MTG
Dec 3, 2018	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Feb 16, 2017	Deed of Trust, Mortgage · Conventional with PMI TOPMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Jul 18, 2011 · Amount on Record
Deed Document Number	201813492
Deed Book / Page	2018 / 13492
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1975 HILLCREST DR, LIMA, OH 45805-2619
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4050003952
Date	Apr 5, 2022
Book Page	2022/3952
Instrument	202204050003952

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1975 HILLCREST DR, LIMA, OH 45805-2619
Document Number	0000013358
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1975 HILLCREST DR LIMA OH 458052619, LIMA, OH 45805-2619

Mortgage

Document Number	0000013358
Date	Dec 16, 2019
Instrument	13358

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 3, 2018
Property Address	1975 HILLCREST DR, LIMA, OH 45805-2619
Document Number	0000013492
Book / Page	002018 / 013492
Instrument Date	Dec 3, 2018
Instrument	13492
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$569.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1975 HILLCREST DR LIMA OH 458052619, LIMA, OH 45805-2619

Mortgage

Document Number	13493
Date	Dec 3, 2018
Book Page	002018/013493
Instrument	13493

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1975 HILLCREST DR, LIMA, OH 45805-2619
Document Number	0000001824
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1975 HILLCREST DR LIMA OH 458052619, LIMA, OH 45805-2619

Mortgage

Document Number	0000001824
Date	Feb 22, 2017
Instrument	1824

Lender

Name	TOPMARK FCU
Type	Credit Union
Address	LIMA, OH 45806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2032

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,887.00 (-0.41%)	$92,790 (-) Land $9,450 Building $83,340	$265,100 (-) Land $27,000 Building $238,100
2024	$2,899.00 (+28.9%) Homeowner's exemption	$92,790 (+42.97%) Land $9,450 Building $83,340	$265,100 (+42.99%) Land $27,000 Building $238,100
2023	$2,249.00 (-1.36%) Homeowner's exemption	$64,900 (-) Land $6,620 Building $58,280
2022	$2,280.00 Homeowner's exemption	$64,900 Land $6,620 Building $58,280
2021			$185,400 Land $18,900 Building $166,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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