1975 Broadpoint Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1975 Broadpoint Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2,054 sqft · built 2025
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$408,900 (Jul 2025)
Tax Bill	$347 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`40-23-10-380-007`

Property Details

APN / Parcel Number

Primary APN	`40-23-10-380-007`
Alternative APNs	`0084550-000500-3` `10004614544`

Interior

Building Area	2,054 sqft Living Area
Gross Area	3,062 sqft

Exterior

Year Built	Built 2025
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004614544
Old Parcel Number	00845500005003
Street Address	1975 BROADPOINT DR
City	PUNTA GORDA
State	FL
Zip	33983-8683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 007 0142 0005 HARBOUR HEIGHTS SEC 7 BLK 142 LTS 5 6 7 604/188 1048-1128 COR1346/1205 1446/1800 CD2578/1634 257
Legal Range	23E
Legal Township	40S
Legal Section	10
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	142
Legal Lot Number	5-7 6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	21001

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1975 BROADPOINT DR, PUNTA GORDA, FL 33983-8683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC
Sep 25, 2024	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Dec 3, 2021	Warranty Deed, Transfer GOLD CREST TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Sep 25, 2024 · Amount on Record
Deed Document Number	3548995
Record Updated	Jun 8, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 18, 2025
Property Address	1975 BROADPOINT DR, PUNTA GORDA, FL 33983-8683
Document Number	0003548995
Map Reference	MB 3 PG 83A-83C
Instrument Date	Jun 17, 2025
Instrument	3548995
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,862.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2286 W 1ST ST, FORT MYERS, FL 33901-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 BROADPOINT DR, PUNTA GORDA, FL 33983-8683

Mortgage

Document Number	0003548996
Date	Jul 18, 2025
Instrument	3548996

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

September 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 25, 2024
Property Address	1975 BROADPOINT DR, PUNTA GORDA, FL 33983-8683
Document Number	0003452833
Map Reference	MB 3 PG 83A-83C
Instrument Date	Sep 23, 2024
Instrument	3452833
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$224.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 SECOND ST # ST2A, ST2A, ANNAPOLIS, MD 21403-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 RIGA BLVD, TAMPA, FL 33619-1345
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 3, 2021
Property Address	1975 BROADPOINT DR, PUNTA GORDA, FL 33983-8683
Document Number	0048870723
Book / Page	4887 / 723
Map Reference	MB 3 PG 83A-83C
Instrument Date	Nov 30, 2021
Instrument	3029862
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	GOLD CREST TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$199.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 CHILDS POINT RD, ANNAPOLIS, MD 21401-4548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26439 BARBINOS DR, PUNTA GORDA, FL 33983-5765

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$347.00 (-61.57%)	$23,027 (-)	$27,090 (-) Land $27,090
2024	$903.00 (+5.24%)	$23,027 (+23.44%)	$27,090 (+0.33%) Land $27,090
2023	$858.00 (+2.26%)	$18,654 (+1%)	$27,000 (+59.22%) Land $27,000
2022	$839.00	$16,958 Land $16,958	$16,958 Land $16,958

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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