19745 Tesoro Way, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19745 Tesoro Way, Estero, FL 33967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,289 sqft · built 2015
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Company Names on Record
Last Sale	$775,000 (Oct 2025)
Tax Bill	$7,128 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-46-25-E4-13000.3070`

Property Details

APN / Parcel Number

Primary APN	`22-46-25-E4-13000.3070`
Alternative APNs	`252246E4130003070` `10559307`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,289 sqft Living Area
Gross Area	4,029 sqft
1st Floor Area	2,216 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,146 sqft (0.187 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	320 sqft
Patio Area	681 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559307
Street Address	19745 TESORO WAY
City	ESTERO
State	FL
Zip	33967-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	RESERVE AT ESTERO PHASE 3 DESC IN INST#2012000163754 LOT 307
Legal Range	25E
Legal Township	46S
Legal Section	22
Legal Subdivision	ESTERO
Legal Phase	3
Legal Tract	E4
Legal Block	1
Legal Lot Number	307
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	50207

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2366 N STATE ROAD 19, ETNA GREEN, IN 46524-9501
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE
Jun 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	2025264239
Prior Transfer Date	Jun 10, 2022
Prior Transfer Doc	0000203958
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 2, 2025
Property Address	19745 TESORO WAY, ESTERO, FL 33967-5683
Document Number	0000264239
Map Reference	DOC 2012000163754
Instrument Date	Sep 30, 2025
Instrument	2025000264239
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

Amount	Amount Recorded
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19745 TESORO WAY, ESTERO, FL 33967-5683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2366 N STATE ROAD 19, ETNA GREEN, IN 46524-9501

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jun 20, 2022
Property Address	19745 TESORO WAY, ESTERO, FL 33967-5683
Document Number	0000203958
Map Reference	DOC 2012000163754
Instrument Date	Jun 10, 2022
Instrument	2022000203958
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	BAINES TITLE COMPANY, BANKERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19745 TESORO WAY, 19745, ESTERO, FL 33967-5683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19745 TESORO WAY, ESTERO, FL 33967-5683

Mortgage

Document Number	0000203959
Date	Jun 20, 2022
Instrument	2022000203959

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	8.87%
Index	Other
Max Rate	11.8%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,971 (+2.55%) Land $116,280 Building $454,691	$570,971 (-14.22%) Land $116,280 Building $454,691
2025	$7,128.00 (+1.73%) Homeowner's exemption	$556,776 (+1.98%)	$665,641 (-4.86%) Land $127,585 Building $538,056
2024	$7,007.00 (+0.53%) Homeowner's exemption	$545,944 (+3%)	$699,630 (+10.82%) Land $150,922 Building $548,708
2023	$6,970.00 (-0.56%) Homeowner's exemption	$530,043 (+3%)	$631,323 (+22.68%) Land $133,760 Building $497,563
2022	$7,009.00 Homeowner's exemption	$514,605 Land $100,630 Building $413,975	$514,605 Land $100,630 Building $413,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 160 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	19 (2017–2022)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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