19743 Tesoro Way, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19743 Tesoro Way, Estero, FL 33967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,099 sqft · built 2014
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Apr 2022)
Tax Bill	$7,689 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-46-25-E4-13000.3080`

Property Details

APN / Parcel Number

Primary APN	`22-46-25-E4-13000.3080`
Alternative APNs	`252246E4130003080` `22462513000003080` `10559308`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,099 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	2,178 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,329 sqft (0.306 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	275 sqft
Patio Area	529 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559308
Street Address	19743 TESORO WAY
City	ESTERO
State	FL
Zip	33967-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	RESERVE AT ESTERO PHASE 3 DESC IN INST#2012000163754 LOT 308
Legal Range	25E
Legal Township	46S
Legal Section	22
Legal Subdivision	ESTERO
Legal Phase	3
Legal Tract	E4
Legal Block	1
Legal Lot Number	308
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	50207

Owner

19743 Tesoro Way is owned by two individuals who bought it in April 2022.

Source: Lee County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SUMAC CIR, HOLDEN, MA 01520-1130
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Jul 10, 2014 · Amount on File
Deed Document Number	2022131572
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 19, 2022
Property Address	19743 TESORO WAY, ESTERO, FL 33967-5683
Document Number	0000131572
Map Reference	DOC 2012000163754
Instrument Date	Apr 18, 2022
Instrument	2022000131572
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19103 CRESENZO CT UNIT 306, 19103, FORT MYERS, FL 33967-5869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMAC CIR, HOLDEN, MA 01520-1130

Mortgage

Document Number	0000131573
Date	Apr 19, 2022
Instrument	2022000131573

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19743 TESORO WAY, ESTERO, FL 33967-5683
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19743 TESORO WAY, ESTERO, FL 33967-5683

Mortgage

Document Number	0000269813
Date	Aug 16, 2021
Instrument	2021000269813

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19743 TESORO WAY, ESTERO, FL 33967-5683
Document Number	0000195452
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19743 TESORO WAY ESTERO FL 339675683, ESTERO, FL 33967-5683

Mortgage

Document Number	0000195452
Date	Sep 19, 2017
Instrument	195452

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 18, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19743 Tesoro Way was $7,689.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,689.00	$559,334 Land $136,266 Building $423,068	$559,334 Land $136,266 Building $423,068
2023	$8,640.00 (+69.94%)	$612,836 (+63.29%) Land $199,653 Building $413,183	$612,836 (+22.67%) Land $199,653 Building $413,183
2022	$5,084.00 Homeowner's exemption	$375,304	$499,567 Land $95,685 Building $403,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19743 Tesoro Way in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	19 (2017–2022)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19743 Tesoro Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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