19735 Bernard Dr, Lewes, DE 19958 Property Records

Sussex County property record for 19735 Bernard Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,067 sqft · built 2012
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$408,152 (Nov 2012)
Tax Bill	$754 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`334-11.00-236.00`

Property Details

APN / Parcel Number

Primary APN	`334-11.00-236.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,067 sqft Living Area
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	19735 BERNARD DR
City	LEWES
State	DE
Zip	19958-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	THE RETREAT LOT 27 PHASE 2
Legal Subdivision	THE RETREAT
Legal Phase	2
Legal Lot Number	27
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1001
Census Tract	51010

Owner

19735 Bernard Dr is owned and occupied by an individual who bought it in November 2012.

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19735 BERNARD DR, LEWES, DE 19958-3517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2012 · Amount on File
Deed Sale	Nov 19, 2012 · Amount on File
Deed Document Number	201241914
Deed Book / Page	4063 / 26
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	19735 BERNARD DR, LEWES, DE 19958-3517
Document Number	0190400206
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19735 BERNARD DR LEWES DE 199583517, LEWES, DE 19958-3517

Mortgage

Document Number	0190400206
Date	Nov 16, 2020
Book Page	019040/000206
Instrument	56167

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	19735 BERNARD DR, LEWES, DE 19958-3517
Document Number	0166320268
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19735 BERNARD DR LEWES DE 199583517, LEWES, DE 19958-3517

Mortgage

Document Number	0166320268
Date	Dec 13, 2017
Book Page	016632/000268
Instrument	46619

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19735 Bernard Dr was $754, down 0.7% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$754.00 (-0.66%)	$32,050 (-) Land $5,000 Building $27,050	$596,200 (-) Land $170,000 Building $426,200
2025	$759.00	$32,050 Land $5,000 Building $27,050	$596,200 Land $170,000 Building $426,200
2023	$1,078.00	$32,050 Land $5,000 Building $27,050	$64,100 Land $10,000 Building $54,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19735 Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19735 Bernard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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