19732 Bernard Dr, Lewes, DE 19958 Property Records

Sussex County property record for 19732 Bernard Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,769 sqft · built 2012
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on File
Last Sale	$411,532 (Jun 2012)
Tax Bill	$642 (2026)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`334-11.00-245.00`

Property Details

APN / Parcel Number

Primary APN	`334-11.00-245.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,769 sqft Living Area
Gross Area	1,892 sqft
Upper Floors Area	330 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	19732 BERNARD DR
City	LEWES
State	DE
Zip	19958-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	THE RETREAT LOT 36 PHASE 2
Legal Subdivision	THE RETREAT
Legal Phase	2
Legal Lot Number	36
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1002
Census Tract	51010

Owner

19732 Bernard Dr is owned and occupied by two individuals who bought it in June 2012.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19732 BERNARD DR, LEWES, DE 19958-3515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2012 · Amount on File
Deed Sale	Jun 26, 2012 · Amount on File
Prior Sale	Mar 9, 2012 · Amount on File
Deed Document Number	201222252
Deed Book / Page	4013 / 204
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	19732 BERNARD DR, LEWES, DE 19958-3515
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197010155
Date	Apr 12, 2021
Book Page	19701/155
Instrument	20210000023595

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 19732 Bernard Dr was $642, down 0.6% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$642.00 (-0.62%)	$42,100 (-) Land $5,000 Building $37,100	$508,400 (-) Land $170,000 Building $338,400
2025	$646.00	$42,100 Land $5,000 Building $37,100	$508,400 Land $170,000 Building $338,400
2023	$1,607.00	$42,100 Land $5,000 Building $37,100	$85,600 Land $10,000 Building $75,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19732 Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19732 Bernard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bernard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures