1973 N Cluff Ranch Rd, Pima, AZ 85543 Property Records

Graham County property record for 1973 N Cluff Ranch Rd, Pima, AZ 85543

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1981
Lot Size	1.24 acres (54,014 sqft)
Owner	Company Name on Record
Last Sale	$64,350 (Apr 2010)
Tax Bill	$953 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`104-21-065`

Property Details

APN / Parcel Number

Primary APN	`104-21-065`

Interior

Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1973 N CLUFF RANCH RD
City	PIMA
State	AZ
Zip	85543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASH CREEK ACRES LOT 65
Legal Range	25E
Legal Township	07S
Legal Section	06
Legal Subdivision	ASH CREEK ACRES
Legal Lot Number	65
Jurisdiction	GRAHAM AZ
Township / Civil Division	PIMA
Census Block Group	3
Census Block	3093
Census Tract	961100

Owner

Source: Graham County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1973 S CLUFF RANCH RD, PIMA, AZ 85543-9720
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Oct 14, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2010 · Amount on Record
Deed Sale	Apr 15, 2010 · Amount on Record
Prior Sale	Jun 6, 2006 · Amount on Record
Deed Document Number	20101910
Prior Transfer Date	May 26, 2006
Prior Transfer Doc	0000003629
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	1973 N CLUFF AVE, THATCHER, AZ 85552
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	STEWART TITLE AND TRUST-SAFFORD, STEWART TITLE & TR SAFFFORD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004479
Date	Jul 6, 2021
Instrument	2021-04479

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	1973 N CLUFF RANCH RD, PIMA, AZ 85543
Document Number	0000004999
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 S CLUFF RANCH RD PIMA AZ 855439720, PIMA, AZ 85543-9720

Mortgage

Document Number	0000004999
Date	Oct 20, 2017
Instrument	4999

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Pima Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$160,623 (+8.51%) Land $21,075 Building $139,548
2025	$953.00 (+12.91%)	$14,803 Land $1,203 Building $13,600	$148,027 Land $12,026 Building $136,001
2023	$844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (1992–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 61% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASH CREEK WATER COMPANY private · serves 310 people · EPA ID AZ0405007
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Bluespan Wireless.

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