Hubbard County property record for 19727 County 40, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,949 sqft · built 1990 |
| Lot Size | 3.79 acres (165,092 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,346 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Refinance |
| APN | 16.81.00600 |
| Primary APN | 16.81.00600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,949 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 165,092 sqft (3.79 acres) |
| Lot Width | 267 ft Width |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Convection |
| Account Number | 15239 |
|---|---|
| Street Address | 19727 COUNTY 40 |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.79 AC LKE PINE SHORES LOT 6 BLK 1 |
| Legal Subdivision | PINE SHORES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | LAKE EMMA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 70200 |
19727 County 40 is owned and occupied by two individuals.
Source: Hubbard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19727 COUNTY 40, PARK RAPIDS, MN 56470-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Mar 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 19727 COUNTY 40, PARK RAPIDS, MN 56470-5107 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000415643 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | A000415643 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Dec 1, 2027 |
| Index | LIBOR |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 19727 COUNTY 40, PARK RAPIDS, MN 56470-5107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000401661 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | A000401661 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 19727 County 40 was $9,346 with a homeowner's exemption.
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Lake Emma Township |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,346.00 Homeowner's exemption | ||
| 2025 | $9,346.00 | $1,423,800 Land $523,300 Building $900,500 | $1,423,800 Land $523,300 Building $900,500 |
| 2022 | $18,952.00 | $1,196,300 Land $364,400 Building $831,900 | $1,196,300 Land $364,400 Building $831,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 19727 County 40; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19727 County 40 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
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