19647 County 40, Park Rapids, MN 56470 Property Records

Hubbard County property record for 19647 County 40, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,789 sqft · built 1991
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Company Names on Record
Last Sale	$525,000 (Apr 2026)
Tax Bill	$6,138 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2017 Line of Credit + 12 more
APN	`16.81.00500`

Property Details

APN / Parcel Number

Primary APN	`16.81.00500`
Alternative APNs	`102797` `58075` `58394`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,789 sqft Living Area
1st Floor Area	2,174 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Metal
Roof Type	Hip
Roof Material	Asbestos
Lot Area	103,237 sqft (2.37 acres)
Lot Width	200 ft Width
Garage Area	1,464 sqft
Driveway	Concrete Driveway
Driveway Area	520 sqft
Parking Spaces	6 Parking Spaces
Deck Area	128 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Convection

Location & Zoning

Account Number	102797
Street Address	19647 COUNTY 40
City	PARK RAPIDS
State	MN
Zip	56470-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.37 AC LKE PINE SHORES LOT 5 BLK 1
Legal Subdivision	PINE SHORES
Legal Block	1
Legal Lot Number	5
Jurisdiction	HUBBARD MN
Township / Civil Division	LAKE EMMA
Census Block Group	2
Census Block	2027
Census Tract	70200

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK/PARIS
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWOODS BANK OF MINNESOTA
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS BANK OF MN
May 2, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS
Aug 15, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS
Jul 27, 2015	Deed of Trust, Mortgage · Commercial Mortgage NORTHWOODS BANK OF MINNESOTA
Apr 13, 2026	Warranty Deed, Transfer HUBBARD COUNTY ABSTRACT COMPANY INC, HUBBARD COUNTY ABSTRACT AND CL
Apr 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 30, 2024	Warranty Deed, Transfer
Mar 25, 2022	Warranty Deed, Transfer · Stand-Alone Refinance STARION BANK
Dec 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS NATIONAL BANK
Sep 4, 2012	Deed, Transfer LEER TITLE SERVICES
Sep 4, 2012	Intrafamily Transfer, Transfer LEER TITLE SERVICES
Apr 26, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Apr 13, 2026 · Amount on Record
Deed Document Number	2026445894
Prior Transfer Date	Aug 31, 2012
Prior Transfer Doc	0000360907
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Recording Date	Jul 6, 2026
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	0000447280
Instrument Date	Jun 29, 2026
Instrument	2026447280
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108

Mortgage

Document Number	0000447280,
Date	Jul 6, 2026
Instrument	2026447280

Lender

Name	CITIZENS NATIONAL BANK/PARIS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2031

Interest

Rate	6.53%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000393321
Date	Oct 4, 2017
Instrument	A000393321

Lender

Name	NORTHWOODS BANK OF MINNESOTA
Type	Bank
Address	PARK RAPIDS, MN 56470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000405894
Date	Nov 4, 2019
Instrument	A000405894

Lender

Name	NORTHWOODS BANK OF MN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	37 Months
Due	Dec 1, 2022

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000316229
Date	May 2, 2006
Instrument	A000316229

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Address	PARK RAPIDS, MN 56470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2007

Interest

Rate Type	Fixed Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000318815
Date	Aug 15, 2006
Instrument	A000318815

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Address	PARK RAPIDS, MN 56470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Apr 30, 2007

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000379794
Date	Jul 27, 2015
Instrument	A000379794

Lender

Name	NORTHWOODS BANK OF MINNESOTA
Type	Bank
Address	PARK RAPIDS, MN 56470

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2040

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Apr 13, 2026
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	0000445894
Instrument Date	Apr 9, 2026
Instrument	2026445894
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	HUBBARD COUNTY ABSTRACT COMPANY INC, HUBBARD COUNTY ABSTRACT AND CL

Transaction

Amount	Amount Recorded
Tax	$174,982.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUBBARD MN
Recording Date	Apr 13, 2026
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	0000445893
Instrument Date	Apr 9, 2026
Instrument	2026445893
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$174,982.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jan 30, 2024
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	A000433525
Instrument Date	Jan 25, 2024
Instrument	A000433525
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 3RD ST W, PARK RAPIDS, MN 56470-1837

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Mar 25, 2022
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	A000423147
Instrument Date	Mar 21, 2022
Instrument	A000423147
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7247, FARGO, ND 58106-7247

Mortgage

Document Number	A000423149
Date	Mar 25, 2022
Instrument	A000423149

Lender

Name	STARION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2027

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Dec 7, 2020
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	A000413488
Instrument Date	Nov 27, 2020
Instrument	A000413488
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108

Mortgage

Document Number	A000413489
Date	Dec 7, 2020
Instrument	A000413489

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

September 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	HUBBARD MN
Recording Date	Sep 4, 2012
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	A000360910
Instrument Date	Aug 31, 2012
Instrument	A000360910
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,573.63
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3625 10TH ST S, FARGO, ND 58104-6203

September 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUBBARD MN
Recording Date	Sep 4, 2012
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	A000360907
Instrument Date	Aug 31, 2012
Instrument	A000360907
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	LEER TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARD MN
Recording Date	Apr 26, 2006
Property Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108
Document Number	A000316116
Instrument Date	Mar 21, 2006
Instrument	A000316116
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19647 COUNTY 40, PARK RAPIDS, MN 56470-5108

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Lake Emma Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,138.00
2025	$6,138.00 (-37.94%)	$862,900 (+12.37%) Land $349,700 Building $513,200	$862,900 (+12.37%) Land $349,700 Building $513,200
2024		$767,900 (+6.09%) Land $283,900 Building $484,000	$767,900 (+6.09%) Land $283,900 Building $484,000
2022	$9,890.00	$723,800 Land $243,400 Building $480,400	$723,800 Land $243,400 Building $480,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000