Harris County property record for 19726 River Rock Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,445 sqft · built 1992 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,594 (Jul 2025) |
| Tax Bill | $3,994 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-375-018-0009 |
| Primary APN | 117-375-018-0009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,445 sqft Living Area |
| 1st Floor Area | 1,023 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,400 sqft (0.193 acres) |
| View / Lot | Neighborhood |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1173750180009 |
|---|---|
| Street Address | 19726 RIVER ROCK DR |
| City | KATY |
| State | TX |
| Zip | 77449-6153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 BLK 18 ESTATES OF HIGHLAND CREEK |
| Legal Subdivision | ESTATES OF HIGHLAND CREEK |
| Legal Block | 18 |
| Legal Lot Number | 9 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 542106 |
19726 River Rock Dr is owned and occupied by two individuals who bought it in July 2025.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19726 RIVER ROCK DR, KATY, TX 77449-6153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2025 | Special Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING |
| Jul 7, 2025 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Apr 27, 2020 | Vendor's Lien, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on File |
| Deed Sale | Jul 7, 2025 · Amount on File |
| Prior Sale | Jul 7, 2025 |
| Deed Document Number | 2025259845 |
| Prior Transfer Date | Apr 9, 2020 |
| Prior Transfer Doc | 0000174251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 7, 2025 |
| Property Address | 19726 RIVER ROCK DR, KATY, TX 77449-6153 |
| Document Number | 0000259845 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025-259845 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984 |
| Name | Verified Name |
|---|---|
| Address | 19726 RIVER ROCK DR, KATY, TX 77449-6153 |
| Document Number | 0000259846 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 2025-259846 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 7, 2025 |
| Property Address | 19726 RIVER ROCK DR, KATY, TX 77449-6153 |
| Document Number | 0000259844 |
| Map Reference | MF 350090 |
| Instrument Date | Jun 6, 2025 |
| Instrument | 2025-259844 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 27, 2020 |
| Property Address | 19726 RIVER ROCK DR, KATY, TX 77449-6153 |
| Document Number | 0000174251 |
| Map Reference | MF 350090 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 2020-174251 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19726 RIVER ROCK DR, KATY, TX 77449-6153 |
| Document Number | 0000174252 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-174252 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Number | 0000174253 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-174253 |
| Name | THE BANK OF NEW YORK MELLON TRUST CO NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 19726 River Rock Dr was $3,994, up 134.7% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,900 (-8.56%) Land $68,040 Building $192,860 | $260,900 (-8.56%) Land $68,040 Building $192,860 | |
| 2025 | $3,994.00 (+134.67%) Homeowner's exemption | $285,319 Land $68,040 Building $217,279 | $285,319 Land $68,040 Building $217,279 |
| 2024 | $1,702.00 | ||
| 2023 | $312,061 Land $68,040 Building $244,021 | $312,061 Land $68,040 Building $244,021 | |
| 2022 | $1,416.00 | ||
| 2020 | $1,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19726 River Rock Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19726 River Rock Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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