19722 River Rock Dr, Katy, TX 77449 Property Records

Harris County property record for 19722 River Rock Dr, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,286 sqft · built 1992
Lot Size0.214 acres (9,332 sqft)
OwnerIndividual Name on File
Last Sale$127,400 (Oct 2013)
Tax Bill$3,849 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN117-375-018-0008

Property Details

APN / Parcel Number

Primary APN117-375-018-0008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,286 sqft Living Area
1st Floor Area953 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area9,332 sqft (0.214 acres)
View / LotNeighborhood
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area32 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1173750180008
Street Address19722 RIVER ROCK DR
CityKATY
StateTX
Zip77449-6153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 BLK 18 ESTATES OF HIGHLAND CREEK
Legal SubdivisionESTATES OF HIGHLAND CREEK
Legal Block18
Legal Lot Number8
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1011
Census Tract542106

Owner

19722 River Rock Dr is owned and occupied by an individual who bought it in October 2013.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address19722 RIVER ROCK DR, KATY, TX 77449-6153
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2013 · Amount on File
Deed SaleOct 4, 2013 · Amount on File
Prior SaleNov 4, 1997 · Amount on File
Deed Document Number2013510477
Deed Book / Page050-12 / 0708
Prior Transfer DateOct 2, 2013
Prior Transfer Doc0000510477
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address19722 RIVER ROCK DR, KATY, TX 77449-6153
Document Number0000533091
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyMOMENTUM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19722 RIVER ROCK DR KATY TX 774496153, KATY, TX 77449-6153

Mortgage

Document Number0000533091
DateNov 3, 2020
Instrument533091
Lender
NameMEMBER HM LN
TypeFunding / Finance Company
AddressHOUSTON, TX 77065
Agreement
AmountAmount on Record
Term360 Months
DueNov 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19722 River Rock Dr was $3,849 with a homeowner's exemption, up 133.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,086 (-9.98%) Land $68,795 Building $181,291$250,086 (-9.98%) Land $68,795 Building $181,291
2025$3,849.00 (+133.13%) Homeowner's exemption$277,812 Land $68,795 Building $209,017$277,812 Land $68,795 Building $209,017
2024$1,651.00
2023$303,541 Land $68,795 Building $234,746$303,541 Land $68,795 Building $234,746
2022$1,374.00
2020$1,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19722 River Rock Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19722 River Rock Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 157
serves 13,062 people · EPA ID TX1011430
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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