Mecklenburg County property record for 19712 Bustle Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,350 sqft · built 1996 |
| Lot Size | 0.582 acres (25,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (Feb 2023) |
| Tax Bill | $6,468 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-091-13 |
| Primary APN | 001-091-13 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,350 sqft Heated Area |
| Gross Area | 3,848 sqft |
| 1st Floor Area | 1,724 sqft |
| Upper Floors Area | 1,626 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 25,375 sqft (0.582 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-091-13 |
|---|---|
| Street Address | 19712 BUSTLE RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L7 M14-331 |
| Legal Subdivision | PROPERTY/RAY BUSTLE |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 6218 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 19712 BUSTLE RD, CORNELIUS, NC 28031-7566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 2, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2023 · Amount on Record |
| Deed Sale | Feb 9, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2018 · Amount on Record |
| Deed Document Number | 0037925490 |
| Deed Book / Page | 37925 / 490 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19712 BUSTLE RD, CORNELIUS, NC 28031-7566 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018668 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 35616/69 |
| Instrument | 2021018668 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 9, 2023 |
| Property Address | 19712 BUSTLE RD, CORNELIUS, NC 28031-7566 |
| Document Number | 0000011330 |
| Book / Page | 37925 / 490 |
| Map Reference | MB 14 PG 331 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023011330 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19700 SHEARWATER POINT DR, CORNELIUS, NC 28031-7552 |
| Name | Verified Name |
|---|---|
| Address | 19712 BUSTLE RD, CORNELIUS, NC 28031-7566 |
| Document Number | 0000011331 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 2023011331 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 2, 2018 |
| Property Address | 19712 BUSTLE RD, CORNELIUS, NC 28031-7566 |
| Document Number | 0000124546 |
| Book / Page | 33017 / 992 |
| Map Reference | MB14 PG331 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 2018124546 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 602 NORMANDY ST, 602, CARY, NC 27511-3717 |
| Name | Verified Name |
|---|---|
| Address | 19712 BUSTLE RD, CORNELIUS, NC 28031-7566 |
| Document Number | 0000124547 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 2018124547 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 2, 2018 |
| Property Address | 19712 BUSTLE RD, CORNELIUS, NC 28031-7566 |
| Document Number | 0000124548 |
| Book / Page | 033018 / 000017 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 124548 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19712 BUSTLE RD CORNELIUS NC 280317566, CORNELIUS, NC 28031-7566 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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