1972 Terrace Ct, Florence, KY 41042 Property Records

Boone County property record for 1972 Terrace Ct, Florence, KY 41042

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 930 sqft · built 2009
Lot Size	0.047 acres (2,078 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Jun 2017)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.01-09-030.00`

Property Details

APN / Parcel Number

Primary APN	`051.01-09-030.00`
Alternative APN	`24662`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	930 sqft Finished Area

Exterior

Year Built	Built 2009
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	2,078 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1972 TERRACE CT
City	FLORENCE
State	KY
Zip	41042-7952
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 30 PHASE II REPLAT OF LOT 7 VILLAGE TERRACE (0.0477 AC)
Legal Subdivision	VILLAGE TERRACE SUB
Legal Phase	2
Legal Lot Number	7,30
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1012
Census Tract	70318

Owner

1972 Terrace Ct, a condominium, is owned and occupied by an individual who bought it in June 2017.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	1972 TERRACE CT, FLORENCE, KY 41042-7952
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	Dec 18, 2012 · Amount on File
Deed Document Number	728108
Deed Book / Page	D1090 / 513
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jun 5, 2017
Property Address	1972 TERRACE CT, FLORENCE, KY 41042-7952
Document Number	D1090/513
Book / Page	D1090 / 513
Map Reference	CAB 5 SL 182
Instrument Date	May 30, 2017
Instrument	728108
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1972 TERRACE CT, 1972, FLORENCE, KY 41042-7952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 TERRACE CT, FLORENCE, KY 41042-7952

Mortgage

Document Number	728109
Date	Jun 5, 2017
Instrument	728109

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1972 Terrace Ct was $1,467.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00	$151,000 Land $34,000 Building $117,000
2024			$151,000 (-) Land $34,000 Building $117,000
2023	$1,498.00 (+4.68%)	$151,000 (-) Land $34,000 Building $117,000	$151,000 (-) Land $34,000 Building $117,000
2022	$1,431.00	$151,000 Land $34,000 Building $117,000	$151,000 Land $34,000 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1972 Terrace Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1972 Terrace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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