1964 Terrace Ct, Florence, KY 41042 Property Records

Boone County property record for 1964 Terrace Ct, Florence, KY 41042

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 930 sqft · built 2014
Lot Size	0.051 acres (2,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Sep 2023)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051.01-09-032.00`

Property Details

APN / Parcel Number

Primary APN	`051.01-09-032.00`
Alternative APN	`42342`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	930 sqft Finished Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	2,252 sqft (0.051 acres)
Garage Type	Attached
Garage Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1964 TERRACE CT
City	FLORENCE
State	KY
Zip	41042-7952
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 32 PHASE II REPLAT OF LOT 7 VILLAGE TERRACE (0.0517 AC)
Legal Subdivision	VILLAGE TERRACE
Legal Phase	2
Legal Lot Number	7,32
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1012
Census Tract	70318

Owner

Source: Boone County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15090 STABLE WOOD DR, UNION, KY 41091-7559
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Correction Deed
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2023971272
Deed Book / Page	1210 / 489
Last Transfer Date	Sep 20, 2023
Transfer Doc	0D1211/615
Record Updated	Sep 20, 2026

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BOONE KY
Recording Date	Sep 27, 2023
Property Address	1964 TERRACE CT, FLORENCE, KY 41042-7952
Document Number	0D1211/615
Book / Page	D1211 / 615
Map Reference	CAB 5 SL 182
Instrument Date	Sep 20, 2023
Instrument	976827
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15090 STABLE WOOD DR, UNION, KY 41091-7559

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Sep 5, 2023
Property Address	1964 TERRACE CT, FLORENCE, KY 41042-7952
Document Number	0D1210/489
Book / Page	D1210 / 489
Map Reference	CAB 5 SL 182
Instrument Date	Sep 1, 2023
Instrument	971272
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1664 SAINT ANNES CT, FLORENCE, KY 41042-1298

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1664 ST, FLORENCE, KY 41042

Mortgage

Document Number	0000971273
Date	Sep 5, 2023
Instrument	971273

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Mar 22, 2022
Property Address	1964 TERRACE CT, FLORENCE, KY 41042-7952
Document Number	00D1184/40
Book / Page	D1184 / 40
Map Reference	CAB 5 SL 293
Instrument Date	Mar 18, 2022
Instrument	867008
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2896 PETERSBURG RD, 2896, HEBRON, KY 41048-8662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1964 TERRACE CT, FLORENCE, KY 41042-7952

Mortgage

Document Number	0000867009
Date	Mar 22, 2022
Instrument	867009

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00 (+7.15%)	$247,000 (+9.78%) Land $34,000 Building $213,000
2024			$247,000 (+9.78%) Land $34,000 Building $213,000
2023	$2,196.00 (+3%)	$225,000 (-) Land $34,000 Building $191,000	$225,000 (-) Land $34,000 Building $191,000
2022	$2,132.00	$225,000 Land $34,000 Building $191,000	$225,000 Land $34,000 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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