1971 Rivers Edge Rd, Windsor, CO 80550 Property Records

Larimer County property record for 1971 Rivers Edge Rd, Windsor, CO 80550

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,986 sqft · built 1998
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Feb 2019)
Tax Bill$4,512 (2025)
Deeds & MortgagesJan 2021 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN86241-08-051

Property Details

APN / Parcel Number

Primary APN86241-08-051
Alternative APN
  • R1544969

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,986 sqft Living Area
Basement Area1,104 sqft
Finished Basement1,044 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area304 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR1544969
Old Parcel Number8624108051
Street Address1971 RIVERS EDGE RD
CityWINDSOR
StateCO
Zip80550-4615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 51, RIVER WEST PUD, SUB, WIN
Legal Range68
Legal Township06
Legal Section24
Legal QuarterNE
Legal SubdivisionRIVER WEST PUD
Legal Lot Number51
JurisdictionLARIMER CO
Township / Civil DivisionLOVELAND
Census Block Group3
Census Block3003
Census Tract1714

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1971 RIVERS EDGE RD, WINDSOR, CO 80550-4615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · FHA Mortgage
PLAINS COMMERCE BANK
Nov 18, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Feb 25, 2019Special Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2019 · Amount on Record
Deed SaleFeb 25, 2019 · Amount on Record
Prior SaleSep 5, 2013 · Amount on Record
Deed Document NumberRECEPT # 20190009223
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address1971 RIVERS EDGE RD, WINDSOR, CO 80550-4615
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009671
DateJan 27, 2021
Instrument20210009671
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address1971 RIVERS EDGE RD, WINDSOR, CO 80550-4615
Document Number0000074476
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 RIVERS EDGE RD WINDSOR CO 805504615, WINDSOR, CO 80550-4615

Mortgage

Document Number0000074476
DateNov 25, 2019
Instrument74476
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

February 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLARIMER CO
Recording DateFeb 25, 2019
Property Address1971 RIVERS EDGE RD, WINDSOR, CO 80550-4615
Document Number0000009223
Instrument DateFeb 22, 2019
Instrument20190009223
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 RIVERS EDGE RD, WINDSOR, CO 80550-4615

Mortgage

Document Number0000009224
DateFeb 25, 2019
Instrument20190009224
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityWindsor Town
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,512.00 (+8.7%)$40,369 (-8.15%) Land $3,900 Building $36,469$645,900 (-1.54%) Land $62,400 Building $583,500
2023$4,151.00 (+19.35%)$43,952 (+34.47%) Land $4,181 Building $39,771$656,000 (+39.49%) Land $62,400 Building $593,600
2022$3,478.00$32,686 Land $4,337 Building $28,349$470,300 Land $62,400 Building $407,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WINDSOR
serves 23,500 people · EPA ID CO0162843
Water SourcePurchased surface water from several systems
Last State InspectionNov 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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