Osceola County property record for 1971 Nations Way, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,113 sqft · built 2014 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,260 (Oct 2014) |
| Tax Bill | $5,214 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158806 |
| Primary APN | 158806 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,113 sqft Heated Area |
| Gross Area | 2,767 sqft |
| 1st Floor Area | 2,113 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 213 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 158806 |
|---|---|
| Street Address | 1971 NATIONS WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 501 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK |
| Legal Phase | 3B |
| Legal Tract | 82 |
| Legal Block | 1 |
| Legal Lot Number | 501 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 43208 |
Source: Osceola County records · APN 158806
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1814 GROVELINE RD, SAINT CLOUD, FL 34771-8338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Jan 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| May 23, 2018 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2014 · Amount on Record |
| Deed Sale | Oct 21, 2014 · Amount on Record |
| Deed Document Number | 2014155905 |
| Deed Book / Page | 4683 / 2871 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1971 NATIONS WAY, SAINT CLOUD, FL 34769-1829 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1971 NATIONS WAY, SAINT CLOUD, FL 34769-1829 |
| Document Number | 0061200664 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 6120/664 |
| Instrument | 2022000129 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jan 02, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1971 NATIONS WAY, SAINT CLOUD, FL 34769-1829 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1971 NATIONS WAY, SAINT CLOUD, FL 34769-1829 |
| Document Number | 0061200646 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 6120/646 |
| Instrument | 2022000128 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2042 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1971 NATIONS WAY, SAINT CLOUD, FL 34769-1829 |
| Document Number | 0053692420 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1971 NATIONS WAY ST CLOUD FL 347691829, ST CLOUD, FL 34769-1829 |
| Document Number | 0053692420 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 005369/002420 |
| Instrument | 110313 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,214.00 (+4.89%) Homeowner's exemption | $210,845 (+5.99%) | $333,300 (+0.57%) Land $70,000 Building $263,300 |
| 2023 | $4,971.00 (+3.33%) Homeowner's exemption | $198,935 (+3%) | $331,400 (+18.1%) Land $60,000 Building $271,400 |
| 2022 | $4,811.00 Homeowner's exemption | $193,141 | $280,600 Land $55,000 Building $225,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured (6 under condo master policies) 24 of 29 individual policies on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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