1961 Nations Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1961 Nations Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,682 sqft · built 2014
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Oct 2022)
Tax Bill	$8,838 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158805`

Property Details

APN / Parcel Number

Primary APN	`158805`
Alternative APN	`092630008200015000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,682 sqft Heated Area
Gross Area	3,341 sqft
1st Floor Area	1,163 sqft
Upper Floors Area	1,519 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	158805
Street Address	1961 NATIONS WAY
City	SAINT CLOUD
State	FL
Zip	34769-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 500
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK
Legal Phase	3B
Legal Tract	82
Legal Block	1
Legal Lot Number	500
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1035
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 CLARKSON RD, CENTEREACH, NY 11720-2304
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	2022146759
Deed Book / Page	6293 / 1817
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 3, 2022
Property Address	1961 NATIONS WAY, SAINT CLOUD, FL 34769-1829
Document Number	0062931817
Book / Page	6293 / 1817
Map Reference	MB 20 PG 90
Instrument Date	Sep 20, 2022
Instrument	2022146759
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6250 LAKEPINE ST, 6250, SAINT CLOUD, FL 34771-8940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CLARKSON RD, CENTEREACH, NY 11720-2304

Mortgage

Document Number	0062931819
Date	Oct 3, 2022
Instrument	6293/1819

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 20, 2020
Property Address	1961 NATIONS WAY, SAINT CLOUD, FL 34769-1829
Document Number	0057242207
Book / Page	5724 / 2207
Map Reference	MB 20 PG 90-93
Instrument	2020066113
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5623 J RILEY WEST RD, 5623, GREENBACK, TN 37742-3339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 NATIONS WAY, SAINT CLOUD, FL 34769-1829
Investor	Possibly a Property Investor

Mortgage

Document Number	0057242209
Date	May 20, 2020
Instrument	5724/2209

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 3, 2020
Property Address	1961 NATIONS WAY, SAINT CLOUD, FL 34769-1829
Document Number	0056841152
Book / Page	005684 / 001152
Instrument Date	Feb 14, 2020
Instrument	30408
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 NATIONS WAY ST CLOUD FL 347691829, ST CLOUD, FL 34769-1829

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,838.00 (+0.41%)	$370,200 (+0.24%) Land $70,000 Building $300,200	$370,200 (+0.24%) Land $70,000 Building $300,200
2023	$8,802.00 (+50.2%)	$369,300 (+46.94%) Land $60,000 Building $309,300	$369,300 (+18.67%) Land $60,000 Building $309,300
2022	$5,860.00 Homeowner's exemption	$251,320	$311,200 Land $55,000 Building $256,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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