St. Charles County property record for 1971 Graystone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,708 sqft · built 1994 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Jun 2015) |
| Tax Bill | $4,143 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A953000930 |
| Primary APN | A953000930 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 3,515 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,020 sqft |
| Finished Basement | 612 sqft |
| Unfinished Basement | 408 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 102 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A953000930 |
|---|---|
| Street Address | 1971 GRAYSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOGEY CROSSING LOT 32 |
| Legal Subdivision | BOGEY CROSSING |
| Legal Lot Number | 32 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 310902 |
1971 Graystone Dr is owned and occupied by two individuals who bought it in June 2015.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1971 GRAYSTONE DR, SAINT CHARLES, MO 63303-4664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY MORTGAGE OF MISSOURI CORP |
| Apr 8, 2020 | Deed of Trust, Mortgage INTEGRITY MTG/MO |
| Aug 23, 2019 | Deed of Trust, Mortgage INTEGRITY MTG/MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2015 · Amount on File |
| Deed Sale | Jun 8, 2015 · Amount on File |
| Prior Sale | Nov 1, 1999 · Amount on File |
| Deed Document Number | 2015361270 |
| Deed Book / Page | 6368 / 661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1971 GRAYSTONE DR, SAINT CHARLES, MO 63303-4664 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1971 GRAYSTONE DR, SAINT CHARLES, MO 63303-4664 |
| Document Number | 2021R012681 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021R-012681 |
| Name | INTEGRITY MORTGAGE OF MISSOURI CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1971 GRAYSTONE DR, SAINT CHARLES, MO 63303-4664 |
| Document Number | 0072721034 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1971 GRAYSTONE DR ST CHARLES MO 633034664, ST CHARLES, MO 63303-4664 |
| Document Number | 0072721034 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 007272/001034 |
| Instrument | 240020 |
| Name | INTEGRITY MTG/MO |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Apr 16, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1971 GRAYSTONE DR, SAINT CHARLES, MO 63303-4664 |
| Document Number | 0071330618 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1971 GRAYSTONE DR ST CHARLES MO 633034664, ST CHARLES, MO 63303-4664 |
| Document Number | 0071330618 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 007133/000618 |
| Instrument | 465160 |
| Name | INTEGRITY MTG/MO |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Aug 28, 2044 |
The 2025 property tax bill for 1971 Graystone Dr was $4,143.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,989 (-) | $378,889 (-) Land $75,000 Building $303,889 | |
| 2025 | $4,143.00 | $71,989 | $378,889 Land $75,000 Building $303,889 |
| 2023 | $66,765 | ||
| 2022 | $351,396 Land $55,000 Building $296,396 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1971 Graystone Dr in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 55 (1978–2016) |
| Most Recent Claim | Jan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1971 Graystone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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