St. Charles County property record for 1964 Graystone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,821 sqft · built 1994 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $404,000 (Mar 2022) |
| Tax Bill | $4,557 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A953001082 |
| Primary APN | A953001082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,821 sqft Living Area |
| Gross Area | 4,193 sqft |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 1,213 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 45 sqft |
| Patio Area | 994 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A953001082 |
|---|---|
| Street Address | 1964 GRAYSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOGEY CROSSING LOT 184 |
| Legal Subdivision | BOGEY CROSSING |
| Legal Lot Number | 184 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310902 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Jun 22, 2021 | Warranty Deed, Transfer TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Jun 22, 2021 | Warranty Deed, Transfer TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| Sep 13, 2019 | Quit Claim Deed, Transfer DAS ACQUISITION |
| Apr 28, 2017 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on Record |
| Deed Sale | Mar 9, 2022 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 202213914 |
| Prior Transfer Date | Aug 13, 2003 |
| Prior Transfer Doc | 0000126056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 9, 2022 |
| Property Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Document Number | 0000013914 |
| Map Reference | MB 32 PG 14 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022R-013914 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | TRUSTED TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Document Number | 0000013915 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022R-013915 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Number | 0000013818 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022R-013818 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2021 |
| Property Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Document Number | 2021R052659 |
| Map Reference | MB 32 PG 14 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021R-052659 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2021 |
| Property Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Document Number | 0000052659 |
| Map Reference | MB 32 PG 14 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021R-052659 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Document Number | 0000075415 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1964 GRAYSTONE DR ST CHARLES MO 633034662, ST CHARLES, MO 63303-4662 |
| Document Number | 0000075415 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 75415 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 6, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 13, 2019 |
| Property Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Document Number | 0071420915 |
| Book / Page | 007142 / 000915 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 501940 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1964 GRAYSTONE DR ST CHARLES MO 633034662, ST CHARLES, MO 63303-4662 |
| Document Number | 71420917 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 007142/000917 |
| Instrument | 501950 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 12, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 28, 2017 |
| Property Address | 1964 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662 |
| Document Number | 0067350279 |
| Book / Page | 006735 / 000279 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 256980 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1964 GRAYSTONE DR ST CHARLES MO 633034662, ST CHARLES, MO 63303-4662 |
| Document Number | 67350283 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 006735/000283 |
| Instrument | 257000 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,239 (-) | $417,049 (-) Land $60,000 Building $357,049 | |
| 2025 | $4,557.00 (+3.17%) | $79,239 (+6.23%) | $417,049 (+6.23%) Land $60,000 Building $357,049 |
| 2024 | $4,417.00 | ||
| 2023 | $74,593 | ||
| 2022 | $392,596 Land $44,000 Building $348,596 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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