19704 Bernard Dr, Lewes, DE 19958 Property Records

Sussex County property record for 19704 Bernard Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,485 sqft · built 2006
Lot Size	0.278 acres (12,123 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,483 (2026)
Deeds & Mortgages	Jun 2021 Refinance Aug 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`334-11.00-175.00`

Property Details

APN / Parcel Number

Primary APN	`334-11.00-175.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,485 sqft Living Area
Gross Area	1,157 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,123 sqft (0.278 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	224 sqft
Porch	Slab
Porch Area	381 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	19704 BERNARD DR
City	LEWES
State	DE
Zip	19958-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	THE RETREAT LOT 46 PHASE 1
Legal Subdivision	THE RETREAT
Legal Phase	1
Legal Lot Number	46
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1002
Census Tract	51010

Owner

19704 Bernard Dr, a single family home, is owned by two individuals.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	211 GLENWOOD RD, KING OF PRUSSIA, PA 19406-2544
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	19704 BERNARD DR, LEWES, DE 19958-3515
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199930073
Date	Jun 21, 2021
Book Page	19993/73
Instrument	20210000039891

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	19704 BERNARD DR, LEWES, DE 19958-3515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170730257
Date	Aug 14, 2018
Book Page	17073/257
Instrument	20180000029522

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 19704 Bernard Dr was $1,483, down 0.3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,483.00 (-0.34%)	$28,700 (-) Land $5,000 Building $23,700	$704,900 (-) Land $174,800 Building $530,100
2025	$1,488.00	$28,700 Land $5,000 Building $23,700	$704,900 Land $174,800 Building $530,100
2023	$1,413.00	$28,700 Land $5,000 Building $23,700	$57,400 Land $10,000 Building $47,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19704 Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19704 Bernard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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