19700 Bernard Dr, Lewes, DE 19958 Property Records

Sussex County property record for 19700 Bernard Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,308 sqft · built 2005
Lot Size	0.354 acres (15,433 sqft)
Owner	Company Name on Record
Last Sale	$620,000 (May 2020)
Tax Bill	$1,829 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`334-11.00-176.00`

Property Details

APN / Parcel Number

Primary APN	`334-11.00-176.00`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,308 sqft Living Area
Gross Area	3,381 sqft
Upper Floors Area	279 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,433 sqft (0.354 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Type	Mixed
Garage Area	993 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	442 sqft
Porch	Slab
Porch Area	382 sqft
Deck Area	Deck Area
Patio Area	504 sqft
Milk House	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	19700 BERNARD DR
City	LEWES
State	DE
Zip	19958-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	THE RETREAT LOT 47 PHASE 1
Legal Subdivision	THE RETREAT
Legal Phase	1
Legal Lot Number	47
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1002
Census Tract	51010

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19700 BERNARD DR, LEWES, DE 19958-3515
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 28, 2020	Grant Deed, Transfer · Conventional Mortgage KEYBANK USA
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	202022050
Deed Book / Page	5245 / 177
Last Transfer Date	Apr 10, 2025
Transfer Doc	0062850106
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	19700 BERNARD DR, LEWES, DE 19958-3515
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238440279
Date	Mar 4, 2026
Book Page	23844/279
Instrument	2026000007955

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Dec 17, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	May 28, 2020
Property Address	19700 BERNARD DR, LEWES, DE 19958-3515
Document Number	0052450177
Book / Page	005245 / 000177
Instrument Date	May 15, 2020
Instrument	22050
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19700 BERNARD DR LEWES DE 199583515, LEWES, DE 19958-3515

Mortgage

Document Number	184260001
Date	May 28, 2020
Book Page	018426/000001
Instrument	22051

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 27, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	19700 BERNARD DR, LEWES, DE 19958-3515
Document Number	0184260001
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19700 BERNARD DR LEWES DE 199583515, LEWES, DE 19958-3515

Mortgage

Document Number	0184260001
Date	May 28, 2020
Book Page	018426/000001
Instrument	22051

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 27, 2035

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,829.00 (-0.38%)	$65,300 (-) Land $5,000 Building $60,300	$869,600 (-) Land $186,500 Building $683,100
2025	$1,836.00 (-42.89%)	$65,300 (-) Land $5,000 Building $60,300	$869,600 (+565.85%) Land $186,500 Building $683,100
2023	$3,215.00	$65,300 Land $5,000 Building $60,300	$130,600 Land $10,000 Building $120,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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