1970 Upper Afton Rd E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1970 Upper Afton Rd E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1961
Lot Size	0.16 acres (6,954 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Nov 2020)
Tax Bill	$4,926 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-31-0007`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-31-0007`
Alternative APNs	`8164513` `76269`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	6,954 sqft (0.16 acres)
Lot Dimensions	114 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	76269
Street Address	1970 UPPER AFTON RD E
City	SAINT PAUL
State	MN
Zip	55119-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOHAS 2ND ADDITION EX E 1 FT LOT 7 BLK 2
Legal Range	22
Legal Township	28
Legal Section	02
Legal Subdivision	NOHAS 2ND ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5002
Census Tract	37403

Owner

1970 Upper Afton Rd E is owned and occupied by an individual who bought it in November 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1970 UPPER AFTON RD E, SAINT PAUL, MN 55119-4916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES
Nov 20, 2020	Warranty Deed, Transfer · FHA Mortgage RESULTS MORTGAGE LLC
Mar 30, 2019	Deed of Trust, Mortgage · Line of Credit SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Jun 6, 2016 · Amount on File
Deed Document Number	20202681742
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1970 UPPER AFTON RD E, SAINT PAUL, MN 55119-4916
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 UPPER AFTON RD E, SAINT PAUL, MN 55119-4916

Mortgage

Document Number	0T02758293
Date	Jul 28, 2023
Instrument	T02758293

Lender

Name	US BANK FULFILLMENT SERVICES
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 20, 2020
Property Address	1970 UPPER AFTON RD E, SAINT PAUL, MN 55119-4916
Document Number	0002681742
Instrument Date	Nov 11, 2020
Instrument	2681742
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 UPPER AFTON RD E ST PAUL MN 551194916, ST PAUL, MN 55119-4916

Mortgage

Document Number	2681743
Date	Nov 20, 2020
Instrument	2681743

Lender

Name	RESULTS MORTGAGE LLC
Type	Bank
Address	EDINA, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

Mortgage

Document Number	2681744,
Date	Nov 20, 2020
Instrument	2681744

Lender

Name	RESULTS MORTGAGE LLC RESULTS MORTGAGE LLC
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1970 UPPER AFTON RD E, SAINT PAUL, MN 55119-4916
Document Number	0002637854
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1970 UPPER AFTON RD E ST PAUL MN 551194916, ST PAUL, MN 55119-4916

Mortgage

Document Number	0002637854
Date	Apr 30, 2019
Instrument	2637854

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 29, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1970 Upper Afton Rd E was $4,926 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,100 Land $30,900 Building $300,200	$331,100 Land $30,900 Building $300,200
2025	$4,926.00
2023	$4,614.00 Homeowner's exemption	$277,500 Land $30,900 Building $246,600	$277,500 Land $30,900 Building $246,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1970 Upper Afton Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1970 Upper Afton Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GigFire.

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