1945 Upper Afton Rd E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1945 Upper Afton Rd E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,613 sqft · built 1963
Lot Size	0.18 acres (7,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 2026)
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-24-0035`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-24-0035`
Alternative APNs	`8163569` `190191`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,613 sqft Living Area
1st Floor Area	832 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Family Room	Family Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	7,844 sqft (0.18 acres)
Lot Dimensions	106 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	190191
Street Address	1945 UPPER AFTON RD E
City	SAINT PAUL
State	MN
Zip	55119-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDDLE BATTLE CREEK ADDITION W 69 35/1OO FT MEASURED ON N L OF FOL LOTS 1O AND LOT 11 BLK 1
Legal Range	22
Legal Township	28
Legal Section	02
Legal Subdivision	MIDDLE BATTLE CREEK ADDITION
Legal Block	1
Legal Lot Number	1O,11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1008
Census Tract	37403

Owner

Source: Ramsey County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1945 UPPER AFTON RD E, SAINT PAUL, MN 55119-4902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Feb 26, 2015 · Amount on Record
Deed Document Number	20265116745
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0A04506872
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 11, 2026
Property Address	1945 UPPER AFTON RD E, SAINT PAUL, MN 55119-4902
Document Number	0005116745
Instrument Date	Jul 6, 2026
Instrument	20265116745
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	AMERICAN R TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1945 UPPER AFTON RD E, SAINT PAUL, MN 55119-4902

Mortgage

Document Number	0005116745,
Date	Aug 11, 2026
Instrument	20265116745

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,400 (-3.23%) Land $33,900 Building $277,500	$311,400 (-3.23%) Land $33,900 Building $277,500
2025	$5,328.00 (+7.9%)	$321,800 (+1.51%) Land $33,900 Building $287,900	$321,800 (+1.51%) Land $33,900 Building $287,900
2024	$4,938.00 (+0.78%)
2023	$4,900.00	$317,000 Land $33,900 Building $283,100	$317,000 Land $33,900 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GigFire.

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