1970 River Rd, Apt 407, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1970 River Rd, Apt 407, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Lot Size	33.2 acres (1,449,241 sqft)
Owner	Company Name on File
Last Sale	$371,400 (Jul 2021)
Deeds & Mortgages	Mar 2026 Sale Feb 2024 Mortgage + 15 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-041-1006-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-041-1006-000`

Interior

Units	96 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,449,241 sqft (33.2 acres)

Location & Zoning

Street Address	N RIVER RD
City	SAINT CLAIR
State	MI
Zip	48079
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RETIRED PARCEL 01-15-2020; CONDOMINIUM/FUTURE DEVELOPEMENT BEG S 2D 5M 40S W 605.93' FROM N 1/4 COR SEC 30, TH E 410.63' TH N
Legal Range	17E
Legal Township	05N
Legal Section	02
Legal Subdivision	BEG & EXC RIVER POINTE ESTATES
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2011
Census Tract	640100

Owner

1970 River Rd, Apt 407, a condominium, is owned by a company that bought it in July 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	49001 NORTH AVE, MACOMB, MI 48042-4602
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY
Feb 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Feb 9, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 30, 2024	Deed, Transfer ATA NATIONAL TITLE
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE COMPANY INC
Dec 4, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 27, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER RATE MORTGAGE INC
Apr 6, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Mar 25, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jan 13, 2020
Deed Document Number	202121284
Deed Book / Page	5397 / 563
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 31, 2026
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005910357
Book / Page	5910 / 357
Instrument Date	Mar 2, 2026
Instrument	2026005764
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Amount	Amount on Record
Tax	$3,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3179 REGATTA LN, SAINT CLAIR, MI 48079-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 CLINTON AVE, SAINT CLAIR, MI 48079-4959

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1970 RIVER RD APT 407, 407, SAINT CLAIR, MI 48079-3630
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39201 MUFFATT ST, HARRISON TOWNSHIP, MI 48045-1769

Mortgage

Document Number	0005688208
Date	Feb 2, 2024
Book Page	5688/208
Instrument	2024001933

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 21, 2024
Property Address	1970 RIVER RD APT 407, 407, SAINT CLAIR, MI 48079-3630
Document Number	0005691969
Book / Page	5691 / 969
Instrument Date	Feb 7, 2024
Instrument	2024002866
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$622.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 29, SAINT CLAIR, MI 48079-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 RIVER RD APT 407, 407, SAINT CLAIR, MI 48079-3630

Mortgage

Document Number	2024002283
Date	Feb 21, 2024
Instrument	2024002283

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 9, 2024
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005689649
Book / Page	5689 / 649
Instrument Date	Jan 30, 2024
Instrument	2024002279
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 29, SAINT CLAIR, MI 48079-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39201 MUFFATT ST, HARRISON TWP, MI 48045-1769

Mortgage

Document Number	2024001933
Date	Feb 9, 2024
Instrument	2024001933

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 30, 2024
Property Address	1970 RIVER RD APT 407, 407, SAINT CLAIR, MI 48079-3630
Document Number	0005687393
Book / Page	5687 / 393
Instrument Date	Jan 26, 2024
Instrument	2024001742
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005680252
Date	Jan 2, 2024
Book Page	5680/252
Instrument	2024000054

Lender

Name	ROSS MORTGAGE COMPANY INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 4, 2023
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005674512
Book / Page	5674 / 512
Instrument Date	Nov 8, 2023
Instrument	2023021062
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 29, SAINT CLAIR, MI 48079-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11967 N 156TH LN, SURPRISE, AZ 85379-1065

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 1, 2023
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0000056423
Book / Page	5642 / 3
Map Reference	LB 5140 PG 460-517
Instrument Date	Jul 12, 2023
Instrument	2023013483
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 29, SAINT CLAIR, MI 48079-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26310 SANAJO CT, CHESTERFIELD, MI 48051-2674

Mortgage

Document Number	2023013484
Date	Aug 1, 2023
Instrument	2023013484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 20, 2023
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005630392
Book / Page	5630 / 392
Instrument Date	Jun 1, 2023
Instrument	2023010884
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 29, SAINT CLAIR, MI 48079-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3095 REGATTA LN, SAINT CLAIR, MI 48079-5802

Mortgage

Document Number	2023010885
Date	Jun 20, 2023
Instrument	2023010885

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 27, 2023
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005594715
Book / Page	5594 / 715
Map Reference	LB 5140 PG 460-517
Instrument Date	Jan 11, 2023
Instrument	2023001486
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49001 NORTH AVE, MACOMB, MI 48042-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 WOODSEDGE LN, WHITE LAKE, MI 48386-3539

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 2, 2022
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005582362
Book / Page	5582 / 362
Map Reference	LB 5140 PG 460-517
Instrument Date	Nov 14, 2022
Instrument	2022026536
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67500 MOUND RD, WASHINGTON TWP, MI 48095-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 REGATTA LN, SAINT CLAIR, MI 48079-5815

Mortgage

Document Number	2022026537
Date	Dec 2, 2022
Instrument	2022026537

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2037

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 26, 2022
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005564463
Book / Page	5564 / 463
Map Reference	LB 5140 PG 460-517
Instrument Date	Sep 7, 2022
Instrument	2022022163
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67500 MOUND RD, WASHINGTON TOWNSHIP, MI 48095-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23410 ALLIUM AVE, MACOMB, MI 48042-5832

Mortgage

Document Number	2022022164
Date	Sep 26, 2022
Instrument	2022022164

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 15, 2022
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005542446
Book / Page	5542 / 446
Instrument Date	Jun 28, 2022
Instrument	2022016917
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67500 MOUND RD, WASHINGTN TWP, MI 48095-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 COTTAGE WOOD LN, ALGONAC, MI 48001-1212

Mortgage

Document Number	2022016868
Date	Jul 15, 2022
Instrument	2022016868

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 5, 2022
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005539164
Book / Page	5539 / 164
Map Reference	LB 5140 PG 460-517
Instrument Date	Jun 14, 2022
Instrument	2022016192
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44701 N GRATIOT AVE, CLINTON TWP, MI 48036-1322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6972 RATTLE RUN RD, SAINT CLAIR, MI 48079-2307

Mortgage

Document Number	2022016193
Date	Jul 5, 2022
Instrument	2022016193

Lender

Name	BETTER RATE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 6, 2022
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005508119
Book / Page	5508 / 119
Map Reference	LB 5140 PG 460
Instrument Date	Mar 16, 2022
Instrument	2022009043
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67500 MOUND RD, WASHINGTON, MI 48095-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RICHMAN RD, SAINT CLAIR, MI 48079-1014

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 25, 2022
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005502704
Book / Page	5502 / 704
Map Reference	LB 5140 PG 460-517
Instrument Date	Mar 3, 2022
Instrument	2022007233
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67500 MOUND RD, WASHINGTON, MI 48095-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9586 WELLINGTON CT, CLARKSTON, MI 48348-1555

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2021
Property Address	N RIVER RD, SAINT CLAIR, MI 48079
Document Number	0005397563
Book / Page	5397 / 563
Map Reference	LB 5140 PG 460-517
Instrument Date	Jun 10, 2021
Instrument	2021021284
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49001 NORTH AVE, MACOMB, MI 48042-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 ELMWOOD AVE, EAST CHINA, MI 48054-1526

Mortgage

Document Number	2021021285
Date	Jul 23, 2021
Instrument	2021021285

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	368 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2019	$168,200

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1970 River Rd, Apt 407 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1970 River Rd, Apt 407 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20