1970 River Rd, #5, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1970 River Rd, #5, Saint Clair, MI 48079

Property Summary

Property Type	Apartments (5+ Units)
Details	98,736 sqft · built 2018
Lot Size	8.49 acres (369,824 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Dec 2016)
Tax Bill	$141,033 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`74-30-225-1002-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-225-1002-000`

Interior

Units	192 Units
Stories	1 Story
Building Area	98,736 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	369,824 sqft (8.49 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1970 RIVER RD, 5
City	SAINT CLAIR
State	MI
Zip	48079-3630
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM
Legal Description	PART OF LOTS 5 THROUGH 17 AND OUTLOT A DESC AS: BEG N 89D 28M 55S E 421.05', N 06D 21M 28S E 329.34' & S 89D 35M 14S W 65.46'
Legal Subdivision	BILTMORE SUBDIVISION
Legal Lot Number	5A
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1004
Census Tract	640100

Owner

Source: St. Clair County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	321 WOODLAND PASS, 100, EAST LANSING, MI 48823-2085
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage KEYBANK USA
Dec 30, 2019	Loan Modification, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	201626329
Deed Book / Page	4774 / 576
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1970 RIVER RD, SAINT CLAIR, MI 48079-3630
Document Number	0051370133
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	TRANSACTION TITLE AGENCY, TRANSACTION TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 WOODLAND PASS EAST LANSING MI 488232085, EAST LANSING, MI 48823-2085

Mortgage

Document Number	0051370133
Date	Jan 3, 2020
Book Page	005137/000133

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 2, 2022

Interest

Rate	3%

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	1970 RIVER RD, SAINT CLAIR, MI 48079-3630
Document Number	0051370127
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	TRANSACTION TITLE AGENCY, TRANSACTION TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1970 RIVER RD ST CLAIR MI 480793630, ST CLAIR, MI 48079-3630

Mortgage

Document Number	0051370127
Date	Jan 3, 2020
Book Page	005137/000127

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,295,000 (+6.46%)	$12,590,000 (+6.46%)
2025	$141,033.00 (+3.1%)	$5,913,200 (+42.23%)
2024	$136,795.00 (+8.02%)		$11,826,400 (+42.23%)
2023		$4,157,500
2022	$126,634.00		$8,315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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