1970 Lk Ysabel Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 1970 Lk Ysabel Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,375 sqft · built 2019
Lot Size	2.06 acres (90,169 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Aug 2018)
Tax Bill	$11,702 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`020-284-002`

Property Details

APN / Parcel Number

Primary APN	`020-284-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,375 sqft Living Area
1st Floor Area	3,375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	90,169 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1970 LAKE YSABEL RD
City	TEMPLETON
State	CA
Zip	93465-8635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PM 56-39 PAR 36
Legal Subdivision	PARCEL MAP COAL 99 0229
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2014
Census Tract	10302

Owner

1970 Lk Ysabel Rd is owned by a company that acquired it in February 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Nov 21, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Feb 18, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 17, 2018	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Dec 23, 2003 · Amount on File
Deed Document Number	201834223
Last Transfer Date	Feb 14, 2020
Transfer Doc	0000007605
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635

Mortgage

Document Number	0000046559
Date	Nov 30, 2022
Instrument	2022046559

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048336
Date	Nov 21, 2018
Instrument	2018048336

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 18, 2020
Property Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635
Document Number	0000007605
Instrument Date	Feb 14, 2020
Instrument	7605
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1970 LAKE YSABEL RD TEMPLETON CA 934658635, TEMPLETON, CA 93465-8635

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 14, 2020
Property Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635
Document Number	0000007496
Map Reference	MB 56 PG 39
Instrument Date	Feb 14, 2020
Instrument	2020007496
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635

Mortgage

Document Number	0000007497
Date	Feb 14, 2020
Instrument	2020007497

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 16, 2020
Property Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635
Document Number	0000002421
Instrument Date	Nov 1, 2019
Instrument	2421
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1970 LAKE YSABEL RD TEMPLETON CA 934658635, TEMPLETON, CA 93465-8635

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 17, 2018
Property Address	1970 LAKE YSABEL RD, TEMPLETON, CA 93465-8635
Document Number	0000034223
Instrument Date	Jul 12, 2018
Instrument	34223
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	209 SILVER OAK DR PASO ROBLES CA 934464765, PASO ROBLES, CA 93446-4765

Tax Assessment & Valuation

The 2025 property tax bill for 1970 Lk Ysabel Rd was $11,702 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,116,182 (+2%) Land $352,055 Building $764,127
2025	$11,702.00 Homeowner's exemption	$1,094,297 Land $345,152 Building $749,145
2023	$11,294.00 (+1.77%) Homeowner's exemption	$1,051,805 Land $331,750 Building $720,055
2022	$11,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1970 Lk Ysabel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1970 Lk Ysabel Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA YSABEL RANCH MWC private · serves 344 people · EPA ID CA4000802
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Spectrum, Verizon.

Nearby Properties on Lk Ysabel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures