1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Whisper Ridge Dr

197 Whisper Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 197 Whisper Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,089 sqft · built 2005
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Sep 2005)
Tax Bill$2,523 (2025)
Deeds & MortgagesNov 2019 Sale
Flood ZoneZone X (minimal risk)
APN029323-0030

Property Details

APN / Parcel Number

Primary APN029323-0030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,089 sqft Living Area
Gross Area2,832 sqft
1st Floor Area2,089 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area748 sqft
PorchFinished Screened Porch
Porch Area355 sqft
Patio Area1,720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address197 WHISPER RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description50/49-58 WHISPER RIDGE UNIT 3 LOT 3 OR2536/445 & 4837/1018(D/C) &4837/1020(L/E)
Legal Range28E
Legal Township07S
Legal Section01
Legal SubdivisionWHISPER RIDGE UNIT 3
Legal Block2
Legal Lot Number3
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address197 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3774
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2005 · Amount on Record
Deed SaleSep 15, 2005 · Amount on Record
Prior SaleSep 2, 2005 · Amount on Record
Deed Document Number200576208
Deed Book / Page2536 / 445
Last Transfer DateNov 19, 2019
Transfer Doc0048371020
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 25, 2019
Property Address197 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3774
Document Number0048371020
Book / Page004837 / 001020
Instrument DateNov 19, 2019
Instrument88369
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5820 LANCEWOOD WAY NAPLES FL 341164920, NAPLES, FL 34116-4920

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,776 (+2.7%)$419,118 (-1.54%) Land $85,000 Building $334,118
2025$2,523.00 (+14.06%) Homeowner's exemption$201,340 (+5.99%)$425,657 (+5.28%) Land $80,000 Building $345,657
2024$2,212.00 (+2.17%)
2023$2,165.00 (+3.74%) Homeowner's exemption$189,967 (+3%)$404,312 (+17.65%) Land $88,088 Building $316,224
2022$2,087.00 Homeowner's exemption Widower's exemption$184,434$343,657 Land $72,800 Building $270,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: Verizon.

Nearby Properties on Whisper Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures