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190 Whisper Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 190 Whisper Ridge Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,844 sqft · built 2005
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$289,000 (Jan 2021)
Tax Bill$4,080 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029323-0720

Property Details

APN / Parcel Number

Primary APN029323-0720

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,844 sqft Living Area
Gross Area2,396 sqft
1st Floor Area1,844 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area619 sqft
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address190 WHISPER RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50/49-58 WHISPER RIDGE UNIT 3 LOT 72 OR5148/672
Legal Range28E
Legal Township07S
Legal Section01
Legal SubdivisionWHISPER RIDGE UNIT 3
Legal Block2
Legal Lot Number72
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2022
Census Tract20906

Owner

Source: St. Johns County records · APN 029323-0720

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Jan 11, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleJun 01, 2016 · Amount on Record
Deed Document Number20213212
Deed Book / Page5148 / 672
Prior Transfer DateFeb 15, 2006
Prior Transfer Doc0026611276
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address190 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3775
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3775

Mortgage

Document Number0054471924
DateDec 17, 2021
Book Page5447/1924
Instrument2021136698
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 11, 2021
Property Address190 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3775
Document Number0051480672
Book / Page5148 / 672
Map ReferenceMB 50 PG 49-58
Instrument DateJan 08, 2021
Instrument2021003212
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPARADISE TTL OF ST AGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12021 PAWLEYS MILL CIR, 12021, RALEIGH, NC 27614-8041

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3775

Mortgage

Document Number5148675
DateJan 11, 2021
Instrument5148/675
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$321,583 (+1.48%) Land $85,000 Building $236,583$321,583 (+0.28%) Land $85,000 Building $236,583
2025$4,080.00 (+12.68%) Homeowner's exemption$316,904 (+2.9%)$320,676 (-7.88%) Land $80,000 Building $240,676
2024$3,621.00 (+2.03%) Homeowner's exemption$307,973 (+3%)$348,113 (+3.96%) Land $90,000 Building $258,113
2023$3,549.00 (+2.93%) Homeowner's exemption$299,003 (+3%)$334,855 (+8.27%) Land $88,088 Building $246,767
2022$3,448.00 Homeowner's exemption$290,294$309,275 Land $72,800 Building $236,475

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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