Dare County property record for 197 Watersedge Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,227 sqft · built 2022 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,900 (Jul 2021) |
| Tax Bill | $4,724 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2022 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987308873669 |
| Primary APN | 987308873669 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,227 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Lot Area | 18,000 sqft (0.413 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 987308873669 |
|---|---|
| Old Parcel Number | 987308873669 |
| Street Address | 197 WATERSEDGE DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 82 BLK: SEC: B PL: C SL: 182D |
| Legal Subdivision | WATERSEDGE SUB |
| Legal Lot Number | 82 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970301 |
Source: Dare County records · APN 987308873669
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 713 W FIRST ST, KILL DEVIL HILLS, NC 27948-9560 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Sep 16, 2022 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK & TRUST CO |
| Jul 07, 2021 | Warranty Deed, Transfer |
| Apr 23, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2021 · Amount on Record |
| Deed Sale | Jul 07, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 0002524139 |
| Deed Book / Page | 2524 / 139 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 197 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 197 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Document Number | 002701/804 |
|---|---|
| Date | Oct 02, 2023 |
| Book Page | 2701/804 |
| Instrument | 700133237 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 197 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 713 W FIRST ST, KILL DEVIL HILLS, NC 27948-9560 |
| Document Number | 002644/132 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 2644/132 |
| Instrument | 700122667 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | KITTY HAWK, NC 27949 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 07, 2021 |
| Property Address | 197 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Document Number | 002524/139 |
| Book / Page | 2524 / 139 |
| Map Reference | CAB C SL 138D |
| Instrument Date | Jun 30, 2021 |
| Instrument | 700102133 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $272.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1028 BOUNDARY BLVD, ROTONDA WEST, FL 33947-2876 |
| Name | Verified Name |
|---|---|
| Address | 713 W FIRST ST, KILL DEVIL HILLS, NC 27948-9560 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 23, 2021 |
| Property Address | 197 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045 |
| Document Number | 002496/459 |
| Book / Page | 2496 / 459 |
| Map Reference | CAB C SL 138D |
| Instrument Date | Apr 21, 2021 |
| Instrument | 700097426 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11818 SMOKETREE DR, NORTH CHESTERFIELD, VA 23236-2580 |
| Name | Verified Name |
|---|---|
| Address | 1028 BOUNDARY BLVD, ROTONDA WEST, FL 33947-2876 |
| Investor | Possibly a Property Investor |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,724.00 (+680.83%) | $1,084,600 (+1,019.3%) Land $218,100 Building $866,500 | |
| 2023 | $605.00 | $96,900 Land $96,900 | |
| 2020 | $1,084,600 Land $218,100 Building $866,500 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 366 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 53 (1996–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Brightspeed.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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