189 Watersedge Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 189 Watersedge Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 1992
Lot Size	0.516 acres (22,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,000 (Nov 2023)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`987308873804`

Property Details

APN / Parcel Number

Primary APN	`987308873804`
Alternative APN	`030741000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,036 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,500 sqft (0.516 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	987308873804
Street Address	189 WATERSEDGE DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 84 BLK: SEC: B PL: C SL: 182D
Legal Subdivision	WATERSEDGE SUB
Legal Lot Number	84
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1015
Census Tract	970301

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4 HOUSTON DR, MECHANICSBURG, PA 17050-1611
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage AFFILIATED MORTGAGE SERVICES
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Aug 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	0002707605
Deed Book / Page	2255 / 867
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	000700055932
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	189 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002255/0000000869
Date	Aug 23, 2018
Book Page	0000002255/0000000869
Instrument	000700055933

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	189 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2379/77
Date	May 27, 2020
Book Page	2379/77
Instrument	700078322

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 23, 2018
Property Address	189 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8045
Document Number	2255/867
Book / Page	2255 / 867
Instrument Date	Aug 23, 2018
Instrument	000700055932
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 WATERSEDGE DR, KILL DEVIL HL, NC 27948-8045

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (+15.13%)	$606,200 (+65.22%) Land $210,900 Building $395,300
2023	$2,293.00	$366,900 Land $93,800 Building $273,100
2020			$606,200 Land $210,900 Building $395,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 366 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	366 in force
Nearby Flood Claims	53 (1996–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Irene, Aug 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

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