Johnston County property record for 197 Waterpine Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,932 sqft · built 2017 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,500 (May 2018) |
| Tax Bill | $2,949 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2018 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06E03005R |
| Primary APN | 06E03005R |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,932 sqft Living Area |
| Gross Area | 3,954 sqft |
| 1st Floor Area | 1,315 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 416 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000209603 |
|---|---|
| Street Address | 197 WATERPINE DR |
| City | GARNER |
| State | NC |
| Zip | 27529-7177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 10 SHERRILL PLACE PH 1 82/380 |
| Legal Subdivision | SHERRILL PLACE |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 41112 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 WATERPINE DR, GARNER, NC 27529-7177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Jun 8, 2018 | Loan Modification, Mortgage |
| May 23, 2018 | Special Warranty Deed, Subdivision Related Transfer · ARM GEORGE MASON MORTGAGE LLC |
| Dec 29, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Deed Document Number | 2018571770 |
| Deed Book / Page | 5153 / 998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 197 WATERPINE DR, GARNER, NC 27529-7177 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000630169 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 5438/0932 |
| Instrument | 2019630169 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 197 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000573945 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5160 NC HIGHWAY 42 W GARNER NC 275298417, GARNER, NC 27529-8417 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | May 23, 2018 |
| Property Address | 197 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000571770 |
| Book / Page | 5153 / 0998 |
| Map Reference | MB82 PG379-380 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018571770 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $651.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5400 TRINITY RD STE 313, 5400, RALEIGH, NC 27607-6012 |
| Name | Verified Name |
|---|---|
| Address | 197 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000571771 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018571771 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 197 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000556188 |
| Book / Page | 005081 / 000742 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 556188 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,306.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2626 GLENWOOD AVE #550 RALEIGH NC 276081370, 550, RALEIGH, NC 27608-1370 |
| Investor | Possibly a Property Investor |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,949.00 (+15.06%) | $471,860 (+44.04%) Land $75,000 Building $396,860 | $471,860 (+44.04%) Land $75,000 Building $396,860 |
| 2023 | $2,563.00 | $327,590 Land $63,000 Building $264,590 | $327,590 Land $63,000 Building $264,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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