Johnston County property record for 165 Waterpine Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,703 sqft · built 2019 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $315,000 (Nov 2019) |
| Tax Bill | $2,910 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06E03005U |
| Primary APN | 06E03005U |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,703 sqft Living Area |
| Gross Area | 3,714 sqft |
| 1st Floor Area | 1,874 sqft |
| Attic | Attic |
| Attic Area | 830 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 307 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000223902 |
|---|---|
| Street Address | 165 WATERPINE DR |
| City | GARNER |
| State | NC |
| Zip | 27529-7177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 13 SHERRILL PLACE PH 1 82/380 |
| Legal Subdivision | SHERRILL PLACE |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 41112 |
165 Waterpine Dr is owner-occupied and held in a trust since November 2019.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Nov 15, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE |
| Mar 27, 2019 | Deed of Trust, Mortgage UNITED STATES DEPT/AGRICULTURE |
| Mar 11, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| Aug 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on File |
| Deed Sale | Nov 15, 2019 · Amount on File |
| Prior Sale | Aug 2, 2018 · Amount on File |
| Deed Document Number | 2019636047 |
| Deed Book / Page | 5469 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Sep 3, 2026 |
| Property Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000029347 |
| Book / Page | 7184 / 774 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202629347 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000715473 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 5749/366 |
| Instrument | 2020715473 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000825368 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 6333/89 |
| Instrument | 2022825368 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Nov 15, 2019 |
| Property Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000636047 |
| Book / Page | 005469 / 000243 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 636047 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 165 WATERPINE DR GARNER NC 275297177, GARNER, NC 27529-7177 |
| Document Number | 636048 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 005469/000245 |
| Instrument | 636048 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000606063 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 396 SHERRILL FARM DR BENSON NC 275046772, BENSON, NC 27504-6772 |
| Document Number | 0000606063 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 005316/000693 |
| Instrument | 606063 |
| Name | UNITED STATES DEPT/AGRICULTURE |
|---|---|
| Address | SAINT LOUIS, MO 63166 |
| Amount | Amount on Record |
|---|---|
| Term | 396 Months |
| Due | Mar 26, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000604552 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 63 VERON CT WILLOW SPRING NC 275926537, WILLOW SPRING, NC 27592-6537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 2, 2018 |
| Property Address | 165 WATERPINE DR, GARNER, NC 27529-7177 |
| Document Number | 0000580142 |
| Book / Page | 005195 / 000037 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 580142 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 63 VERNON LN WILLOW SPRING NC 27592, WILLOW SPRING, NC 27592 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 165 Waterpine Dr was $2,910, down 1.6% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,910.00 (-1.59%) | $465,670 (-) Land $75,000 Building $390,670 | $465,670 (-) Land $75,000 Building $390,670 |
| 2025 | $2,957.00 | $465,670 Land $75,000 Building $390,670 | $465,670 Land $75,000 Building $390,670 |
| 2023 | $2,563.00 | $327,610 Land $63,000 Building $264,610 | $327,610 Land $63,000 Building $264,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Waterpine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Waterpine Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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