197 Watering Pl, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 197 Watering Pl, Templeton, CA 93465

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,363 sqft · built 2007
Lot Size	0.09 acres (3,924 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Dec 2019)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-214-015`

Property Details

APN / Parcel Number

Primary APN	`040-214-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	3,924 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	197 WATERING PL
City	TEMPLETON
State	CA
Zip	93465-5134
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RSF
Legal Description	TR 2348 LT 15
Legal Subdivision	TRACT 2348
Legal Tract	2348
Legal Block	4
Legal Lot Number	15
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4005
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7850 CURBARIL AVE, ATASCADERO, CA 93422-3906
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 26, 2021	Intrafamily Transfer, Transfer
Dec 17, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 17, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	201956664
Last Transfer Date	Sep 22, 2021
Transfer Doc	0000072094
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	197 WATERING PL, TEMPLETON, CA 93465-5134
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WATERING PL, TEMPLETON, CA 93465-5134

Mortgage

Document Number	0000067114
Date	Oct 4, 2021
Instrument	2021067114

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 26, 2021
Property Address	197 WATERING PL, TEMPLETON, CA 93465-5134
Document Number	0000072094
Map Reference	MB A9 PG 80
Instrument Date	Sep 22, 2021
Instrument	2021072094
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WATERING PL, TEMPLETON, CA 93465-5134

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 17, 2019
Property Address	197 WATERING PL, TEMPLETON, CA 93465-5134
Document Number	0000056665
Instrument Date	Dec 9, 2019
Instrument	56665
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	197 WATERING PL TEMPLETON CA 934655134, TEMPLETON, CA 93465-5134

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 17, 2019
Property Address	197 WATERING PL, TEMPLETON, CA 93465-5134
Document Number	0000056664
Map Reference	MB 19 PG 80
Instrument Date	Nov 25, 2019
Instrument	2019056664
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WATERING PL, TEMPLETON, CA 93465-5134

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$474,090 (+2%) Land $206,369 Building $267,721
2025	$5,583.00 (+9.26%)	$464,795 (+4.04%) Land $202,323 Building $262,472
2023	$5,110.00 (+1.81%)	$446,748 Land $194,467 Building $252,281
2022	$5,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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