177 Watering Pl, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 177 Watering Pl, Templeton, CA 93465

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,775 sqft · built 2007
Lot Size	0.043 acres (1,884 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Mar 2014)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-214-011`

Property Details

APN / Parcel Number

Primary APN	`040-214-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,775 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	1,884 sqft (0.043 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	177 WATERING PL
City	TEMPLETON
State	CA
Zip	93465-5134
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RSF
Legal Description	TR 2348 LT 11
Legal Subdivision	TRACT 2348
Legal Tract	2348
Legal Block	4
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4005
Census Tract	13100

Owner

177 Watering Pl, a planned unit development, is owned by a company that acquired it in July 2014 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	177 WATERING PL, TEMPLETON, CA 93465-5134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2014 · Amount on File
Deed Sale	Mar 31, 2014 · Amount on File
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	201412188
Last Transfer Date	Jul 18, 2014
Transfer Doc	0000029728
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	177 WATERING PL, TEMPLETON, CA 93465-5134
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000149
Date	Jan 3, 2017
Instrument	2017000149

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	177 WATERING PL, TEMPLETON, CA 93465-5134
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WATERING PL, TEMPLETON, CA 93465-5134

Mortgage

Document Number	0000075115
Date	Nov 9, 2021
Instrument	2021075115

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 177 Watering Pl was $4,472 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,352 (+2%) Land $143,786 Building $237,566
2025	$4,472.00 Homeowner's exemption	$373,875 Land $140,967 Building $232,908
2023	$4,090.00 (+1.82%) Homeowner's exemption	$359,359 Land $135,494 Building $223,865
2022	$4,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 177 Watering Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Watering Pl is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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