197 Washington St, Warwick, RI 02888 Property Records

Warwick City property record for 197 Washington St, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,616 sqft · built 1895
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Apr 2021)
Tax Bill	$4,915 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`29303240000`

Property Details

APN / Parcel Number

Primary APN	`29303240000`
Alternative APNs	`WARW M:293 B:0324 L:0000` `129003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	3,638 sqft
1st Floor Area	872 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	129003
Street Address	197 WASHINGTON ST
City	WARWICK
State	RI
Zip	02888-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	324
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3023
Census Tract	21002

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 WASHINGTON ST, WARWICK, RI 02888-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed, Transfer · Stand-Alone First Mortgage HOMESTAR MORTAGE INC
Jul 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Book / Page	9826 / 218
Transfer Doc	8858-201
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 29, 2021
Property Address	197 WASHINGTON ST, WARWICK, RI 02888-2724
Document Number	9826-218
Book / Page	9826 / 218
Instrument Date	Apr 29, 2021
Instrument	8935
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WASHINGTON ST, WARWICK, RI 02888-2724

Mortgage

Document Number	8936
Date	Apr 29, 2021
Instrument	8936

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 14, 2017
Property Address	197 WASHINGTON ST, WARWICK, RI 02888-2724
Document Number	8858-201
Book / Page	008858 / 000201
Instrument Date	Jul 14, 2017
Instrument	10190
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 WASHINGTON ST WARWICK RI 028882724, WARWICK, RI 02888-2724

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,915.00 (+9.37%)	$387,000 (+22.2%) Land $136,000 Building $251,000
2024			$445,930
2023	$4,494.00 (+4.78%)	$316,700 (+38.3%) Land $118,200 Building $198,500
2022	$4,289.00	$229,000 Land $78,400 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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