185 Washington St, Warwick, RI 02888 Property Records

Warwick City property record for 185 Washington St, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,225 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2017)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29303260000`

Property Details

APN / Parcel Number

Primary APN	`29303260000`
Alternative APNs	`WARW M:293 B:0326 L:0000` `114045870` `152666`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	152666
Street Address	185 WASHINGTON ST
City	WARWICK
State	RI
Zip	02888-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	326
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3023
Census Tract	21002

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 WASHINGTON ST, WARWICK, RI 02888-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage MISSION RANCH LLC
Aug 1, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2017	Warranty Deed, Transfer · FHA Mortgage COASTWAY COMMERCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Jun 2, 1992 · Amount on Record
Deed Document Number	20178466
Deed Book / Page	8838 / 95
Last Transfer Date	May 29, 2025
Transfer Doc	010728-303
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Apr 17, 2026
Property Address	185 WASHINGTON ST, WARWICK, RI 02888-2724
Document Number	0010874-19
Book / Page	10874 / 19
Instrument Date	Apr 10, 2026
Instrument	20264000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WASHINGTON ST, WARWICK, RI 02888-2724

Mortgage

Document Number	0000004000,
Date	Apr 17, 2026
Book Page	10874/19
Instrument	20264000

Lender

Name	MISSION RANCH LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 1, 2025
Property Address	185 WASHINGTON ST, WARWICK, RI 02888-2724
Document Number	010728-303
Book / Page	10728 / 303
Instrument Date	May 29, 2025
Instrument	8762
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WASHINGTON ST, WARWICK, RI 02888-2724

Mortgage

Document Number	0000008763
Date	Aug 1, 2025
Instrument	8763

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	185 WASHINGTON ST, WARWICK, RI 02888-2724
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009704-129
Date	Dec 23, 2020
Book Page	9704/129
Instrument	20586

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 15, 2017
Property Address	185 WASHINGTON ST, WARWICK, RI 02888-2724
Document Number	8838-95
Book / Page	8838 / 95
Instrument	8466
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	88380098
Date	Jun 15, 2017
Instrument	08838/0098

Lender

Name	COASTWAY COMMERCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00 (+9.05%)	$344,600 (+21.85%) Land $127,800 Building $216,800
2024			$349,505
2023	$4,013.00 (+4.72%)	$282,800 (+38.22%) Land $111,100 Building $171,700
2022	$3,832.00	$204,600 Land $69,900 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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